Willo Beach Eviction Risk: Lower

Cost burden runs 32% against 23.4% citywide, putting Willo Beach 8.2% over its own city. On the softer side is eviction-process difficulty, at 2.3/10.

Filings are well documented here: 708 across 3 observed tracts. 8% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Filing activity peaked in 2012 at 16.1% of renter households.

At $1,164 a month, rents sit 11% over what the rest of Willowick commands. The most recent observed rate, 3.0% in 2017, is well off that peak. At 26% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out.

Rent takes 20% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. Poverty sits at 6%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

The 3 tracts here are tightly clustered, 0.7 points apart at the extremes.

With little internal variation, 3.4/10 is a fair proxy for any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.