Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #77,226 of 84,120 nationally
Waterville Commercial Historic District Eviction Risk: Lower
Tract 39095008905 · Lucas County, OH · pop 4,050 · neighborhood within 1.2 mi
For landlords sizing up the Waterville Commercial Historic District area of Waterville, census tract 39095008905 carries a moderate eviction-risk score of 4.5/10. That is riskier than about 22% of US census tracts.
13% of renter households here spend at least 30% of income on rent, a modest level, and 6% are severely burdened at 50% or more. Average rent runs $1,440 a month against an average household income of $112,188 a year, roughly 15% of income at the averages. About 25% of occupied units are renter-occupied.
Risk score
1.7
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 3%
Stable renters 21%
Owners 76%
Tract context
Occupied units1,578
Renter share24.8%
SVI overall0.08
Poverty rate3.5%
Median income$112,188
Percentile rank
Higher percentile = riskier than more peers.Within parent city
0
th percentile
Very Low
Within county
7
th percentile
Very Low
Within state
9
th percentile
Very Low
Geographic context
Risk heat across Waterville and the region
Centroid at 41.5166, -83.7257 · click any tract to drill in
Why Waterville Commercial Historic District scores 1.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Waterville
5.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
3.5% poverty · this tract
1.0
Supply constraint
$1,440 rent vs county FMR
8.6
Rent control risk
Inherited from Waterville
3.2
Eviction process difficulty
State law sets the calendar
2.7
Tenant organizing strength
Inherited from Waterville
5.6
Housing court bias
Inherited from Waterville
2.9
How Waterville Commercial Historic District compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 8
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 6%Socioeconomic
- 17%Household composition
- 29%Racial/ethnic minority
- 22%Housing & transportation
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 6.8%Housing insecurity
- 4.8%Utility-shutoff threat
- 7.2%Food insecurity
- 5.1%SNAP enrollment
- 4.6%Transit barriers
- 5.2%No health insurance
- 15.0%Frequent mental distress
- 23.4%Any disability
Analysis
What drives eviction risk in Waterville Commercial Historic District
What moves this score most is supply constraint at 8.6/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Waterville, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Lucas County average of 5.5 and below the Ohio statewide average of 5.1. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 6.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 4.8% faced a utility shutoff threat, a common early warning before a filing.
The tract is predominantly White and ranks around the 8th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 39095008905
Q1
What is the eviction-risk score for census tract 39095008905?
Census tract 39095008905 in the Waterville Commercial Historic District neighborhood scores 1.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39095008905?
Median gross rent is $1,440/month (ACS 5-year 2023, table B25064). 13% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39095008905?
3.5% of residents in tract 39095008905 live below the federal poverty line (ACS B17001, 2023). Population: 4,050.
Q4
How socially vulnerable is tract 39095008905?
CDC Social Vulnerability Index ranks this tract in the 8th percentile nationally. Sub-themes: socioeconomic 6th, household 17th, minority 29th, housing 22th.
Q5
Is tract 39095008905 considered part of Waterville Commercial Historic District?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095008905 fall within Waterville Commercial Historic District (neighborhood centroid within 1.2 miles, OSM data).
Q6
What share of households in tract 39095008905 struggle to pay rent?
About 6.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 39095008905 compare to Waterville overall?
Tract 39095008905 scores 1.7/10, lower than the parent city of Waterville at 2.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Waterville; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Waterville
Top eight tracts in Waterville ranked by composite eviction-risk score.
Related