Waterville Commercial Historic District Eviction Risk: Lower

The voucher gap is 36.4%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Pulling hardest the other way is economic stress at 1/10.

Sitting well above the midpoint, court filing pressure reads 8.9/10. On the high side, supply constraint reads 8.6/10.

Against the Lucas County average of 4.2, this tract reads safer for landlords by 1.2 points. Food insecurity runs 7.2% against 17.8% nationally.

SNAP participation runs 5.1% against 15.2% nationally. Nationally it ranks #67,219 of 84,120 for landlord eviction difficulty. At 25% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

On the CDC Social Vulnerability Index the tract reads 1.7/10, which tracks how hard a shock lands on the households already here. Rent consumes only 15% of average household income of $112,188, an unusually wide affordability cushion. Statewide the OH average is 4.2, so this tract runs 1.2 points cooler.

Of its three components the socioeconomic standing measure is the least pressured. Poverty sits at 3%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.