Waterville Commercial Historic District Eviction Risk: Lower

The voucher gap is 36.4%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. The clearest offset is economic stress, at 1/10. Sitting well above the midpoint is supply constraint at 8.6/10.

Running cool is eviction-process difficulty, at 2.7/10. Food insecurity affects 7.2% of adults, 10.6 points below the national rate. 5.2% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

At 25% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out. Rent takes 15% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. Poverty sits at 4%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Average gross rent runs $1,440, close to the Waterville average.

One tract means one number: 3/10 applies directly to any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.