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Fort Cobb, Oklahoma eviction risk overview
City brief · 469 residents

Fort Cobb, OK Eviction Risk: VERY LOW

Caddo County · Population 469

In 2026
Risk score
2.3
VERY LOW

63th percentile, Oklahoma.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.1 Average2.4 Now2.3
3.2 2.1 1976 · score 2.8 1977 · score 2.8 1978 · score 2.7 1979 · score 2.7 1980 · score 2.7 1981 · score 2.6 1982 · score 2.7 1983 · score 2.7 1984 · score 2.6 1985 · score 2.5 1986 · score 2.2 1987 · score 2.1 1988 · score 2.1 1989 · score 2.1 1990 · score 2.1 1991 · score 2.1 1992 · score 2.4 1993 · score 2.4 1994 · score 2.4 1995 · score 2.4 1996 · score 2.5 1997 · score 2.5 1998 · score 2.5 1999 · score 2.5 2000 · score 2.4 2001 · score 2.4 2002 · score 2.4 2003 · score 2.4 2004 · score 2.3 2005 · score 2.2 2006 · score 2.1 2007 · score 2.1 2008 · score 2.1 2009 · score 2.3 2010 · score 2.3 2011 · score 2.3 2012 · score 2.2 2013 · score 2.2 2014 · score 2.2 2015 · score 2.2 2016 · score 2.2 2017 · score 2.2 2018 · score 2.2 2019 · score 2.2 2020 · score 3.0 2021 · score 3.2 2022 · score 2.4 2023 · score 2.4 2024 · score 2.4 2025 · score 2.4 2026 · score 2.3

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 3.5 Regional 3.5 State 1.8 Economic 7.7 Supply 4.2 Rent Control 1.8 Eviction 2.2 Tenant 6.8 Housing 5.6 2.3 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +47.1% (2024)
    3.5
  2. Regional political climate
    County-weighted neighbor mix
    3.5
  3. State political climate
    Oklahoma legislature & governorship
    1.8
  4. Economic stress
    33.0% poverty · 4.4% unemp.
    7.7
  5. Supply constraint
    $575 average · 26.7% renters
    4.2
  6. Rent Control risk
    18.3% of income on rent
    1.8
  7. Eviction process difficulty
    23 days filing → judgment
    2.2
  8. Tenant organizing strength
    26.7% renters
    6.8
  9. Housing court bias
    County bench composition
    5.6
Geographic context

Risk heat across Fort Cobb and the region

Click any city to see its score

How Fort Cobb compares

Risk score vs. peers, county, state, and the U.S.
Rank in Caddo County
Moderate
#7 of 12 cities
Rank in county, 46th percentileLowHigh
#7 of 12 cities in Caddo County for landlord eviction risk.
Rank in Oklahoma
Elevated
#347 of 840 cities
Rank in state, 59th percentileLowHigh
#347 of 840 cities in Oklahoma for landlord eviction risk.
vs. county · state · U.S.
Fort Cobb risk score vs. county / state / U.S.Fort Cobb: 2.32.3Fort CobbThis cityCounty: 2.52.5Countyavg in countyState: 2.32.3Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.3
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.3/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend-0.5 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 23d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $575/mo. A contested eviction takes 23 days and costs $997–$2,712 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 26.7%
    Renters
    The renters

    Who you'll be renting to.

    Out of 469 residents, 26.7% rent. 18% are spending 30%+ income on rent, 33.0% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 3.5
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 3.5 and 3.5 (GOP margin +47.1% (2024)). State climate at 1.8, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.8
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.8/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 2.2, housing court bias 5.6, rent-control risk 1.8. Standard process speed for the state.

    50-yr trendProcess difficulty +-2.8 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 7.7
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 7.7. Supply constraint: 4.2. The numbers behind those: 33.0% poverty, 4.4% unemployment, 18% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Fort Cobb sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 20d 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Lawton, OK · 22d · ~$1.9k all-in ($86/day) · score 2.4 Lawton Oklahoma City, OK · 26d · ~$1.9k all-in ($71/day) · score 2.2 Oklahoma City Tulsa, OK · 26d · ~$1.8k all-in ($68/day) · score 2.3 Tulsa Norman, OK · 24d · ~$1.6k all-in ($65/day) · score 2.4 Norman Broken Arrow, OK · 23d · ~$1.7k all-in ($75/day) · score 1.9 Broken Arrow Edmond, OK · 24d · ~$1.5k all-in ($64/day) · score 1.9 Edmond Moore, OK · 22d · ~$1.6k all-in ($75/day) · score 2 Moore Midwest City, OK · 26d · ~$1.6k all-in ($60/day) · score 2.2 Midwest City Enid, OK · 26d · ~$1.7k all-in ($67/day) · score 2.2 Enid Wichita Falls, TX · 24d · ~$2.4k all-in ($102/day) · score 2.3 Wichita Falls Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Fort Cobb
Fort Cobb · 23d · ~$1.9k all-in ($81/day) · score 2.3 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Fort Cobb, OK

Landlording in Fort Cobb, Oklahoma, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.3/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Fort Cobb is a city of 469 residents where 26.7% of occupied units are renter-occupied, and the typical renter spends 18.3% of income on rent. At an average rent of $575/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Fort Cobb eviction process actually works

Eviction process difficulty here reads 2.2/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Fort Cobb closes 23 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Fort Cobb's timeline is usually the calendar, not the motion practice. Housing court bias scores 5.6/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Fort Cobb runs $997 to $2,712 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 23 days of typical timeline and $575/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 6.8/10 in Fort Cobb, and the city has limited rent control exposure (1.8/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Oklahoma, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Fort Cobb: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Oklahoma's statutory language. Fix those four, and most cases settle or default. Skip them, and a $2,712 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Fort Cobb

Trap · 5.6/10
For landlords, the 3.8/10 score is most actionable when combined with Caddo County's specific court behavior. Housing-court bias sub-score: 5.6/10. Standard documentation and prompt action typically resolve cases quickly.
05FAQ

Frequently asked questions

Q1

Can I change the locks if a tenant stops paying rent?

Absolutely not. Changing the locks, turning off utilities, or removing a tenant's belongings are all illegal "self-help" evictions in Oklahoma. You must follow the legal eviction process through the courts, or you could face significant penalties and lawsuits from the tenant. Stick to the 5-day notice and court filing.

Q2

Is there rent control in Fort Cobb or Oklahoma?

No, Oklahoma has no statewide rent control laws, nor does Fort Cobb. This means you are generally free to set market rates for rent and increase rent with proper notice (typically 30 days for month-to-month leases). For more, consult our Oklahoma rent control rules.

Q3

How long do I have to return a security deposit in Fort Cobb?

You have 45 days after the tenant moves out and the lease terminates to return the security deposit. If you withhold any portion, you must provide an itemized list of deductions within that 45-day period. Keep detailed records and photos of any damage.

Q4

What if the tenant leaves personal property behind after an eviction?

Oklahoma law requires you to store a tenant's abandoned property for a reasonable period, typically 30 days. You must notify the tenant of the property's location and that they need to claim it. After the storage period, if the property isn't claimed, you can dispose of it. Consult an attorney for specific guidance on your obligations here.

Q5

Do I need an attorney for an eviction in Fort Cobb?

While you can represent yourself in a Forcible Entry and Detainer action, it's highly recommended to hire an attorney. Eviction law has specific procedures and deadlines. One small mistake can delay the process for weeks or months, costing you far more in lost rent than the attorney's fee. An attorney ensures you comply with all legal requirements and protects your interests.

Q6

Are there any tenant protections I should be aware of in Oklahoma?

Yes, even with a landlord-friendly framework, tenants have rights. The Oklahoma Residential Landlord and Tenant Act outlines landlord responsibilities, such as maintaining a habitable property. Discrimination based on protected classes (race, religion, national origin, sex, familial status, disability) is illegal under federal Fair Housing laws. Always be aware of your obligations. Our Oklahoma tenant protections guide has more information.

06Score

What this score means for landlords2

A 2.3/10 places Fort Cobb in the 63rd percentile of Oklahoma cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.