Millers Eviction Risk: Moderate , Stillwater

Against Payne County at 53.0%, 84% of renters here are cost-burdened. Annualized rent equals 57% of average household income of $25,343, past the 30% affordability line, which thins the margin any screening standard has to work with. The score leans hardest on economic stress at 10/10.

The poverty rate is 63%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. 84% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Well under the midpoint, rent-regulation exposure reads 1/10. Average gross rent is $1,210, 28% above the Stillwater average. Running cool, state political climate reads 1.5/10.

SNAP participation runs 29.2% against 15.2% nationally. The voucher gap is 19.3%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. It sits 0.8 points above the Payne County average of 4.2.

Inability to pay a utility bill runs 15.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. On the national scale it lands near the 61st percentile of the 84,120 tracts scored.

Social vulnerability reads 4/10 on the CDC index, a measure of exposure to housing and economic shocks.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.