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Clay, Pennsylvania eviction risk overview
City brief · 1,362 residents

Clay, PA Eviction Risk: ELEVATED

Lancaster County · Population 1,362

In 2026
Risk score
6.6
ELEVATED

93th percentile, Pennsylvania.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.5 Average2.7 Now6.6
10 5 1976 · score 1.6 1977 · score 1.6 1978 · score 1.7 1979 · score 1.7 1980 · score 1.5 1981 · score 1.5 1982 · score 1.6 1983 · score 1.5 1984 · score 1.5 1985 · score 1.5 1986 · score 1.5 1987 · score 1.5 1988 · score 1.7 1989 · score 1.7 1990 · score 1.8 1991 · score 1.9 1992 · score 2.2 1993 · score 2.3 1994 · score 2.3 1995 · score 2.3 1996 · score 2.4 1997 · score 2.4 1998 · score 2.4 1999 · score 2.4 2000 · score 2.2 2001 · score 2.3 2002 · score 2.3 2003 · score 2.3 2004 · score 2.4 2005 · score 2.5 2006 · score 2.5 2007 · score 2.6 2008 · score 3.2 2009 · score 3.3 2010 · score 3.4 2011 · score 3.5 2012 · score 3.2 2013 · score 3.3 2014 · score 3.4 2015 · score 3.4 2016 · score 3.4 2017 · score 3.6 2018 · score 3.7 2019 · score 3.8 2020 · score 4.3 2021 · score 4.4 2022 · score 4.3 2023 · score 4.3 2024 · score 4.0 2025 · score 4.9 2026 · score 6.6

Key metrics

Estimated values: The U.S. Census suppresses field-level data for small places. Estimated from county average, pop-weighted from real underlying ACS data.
Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.8 Regional 4.8 State 3.4 Economic 2.6 Supply 6.2 Rent Control 3.3 Eviction 3.1 Tenant 7.3 Housing 3.7 6.6 ELEVATED
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +16.0% (2024)
    4.8
  2. Regional political climate
    County-weighted neighbor mix
    4.8
  3. State political climate
    Pennsylvania legislature & governorship
    3.4
  4. Economic stress
    7.4% poverty · 4.8% unemp.
    2.6
  5. Supply constraint
    $1,033 average · 40.7% renters
    6.2
  6. Rent Control risk
    23.6% of income on rent
    3.3
  7. Eviction process difficulty
    64 days filing → judgment
    3.1
  8. Tenant organizing strength
    40.7% renters
    7.3
  9. Housing court bias
    County bench composition
    3.7
Geographic context

Risk heat across Clay and the region

Click any city to see its score

How Clay compares

Risk score vs. peers, county, state, and the U.S.
Rank in Lancaster County
Very High
#4 of 62 cities
Rank in county, 95th percentileBottomTop
#4 of 62 cities in Lancaster County for landlord eviction risk.
Rank in Pennsylvania
Very High
#150 of 1,952 cities
Rank in state, 92nd percentileBottomTop
#150 of 1,952 cities in Pennsylvania for landlord eviction risk.
vs. county · state · U.S.
Clay risk score vs. county / state / U.S.Clay: 6.66.6ClayThis cityCounty: 6.06.0Countyavg in countyState: 6.36.3Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 6.6
    / 10 · ELEVATED
    The verdict

    A Elevated-tier market.

    Composite 6.6/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+5.0 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 64d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,033/mo. A contested eviction takes 64 days and costs $2,808-$7,560 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 40.7%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,362 residents, 40.7% rent. 24% are spending 30%+ income on rent, 7.4% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.8
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.8 and 4.8 (GOP margin +16.0% (2024)). State climate at 3.4, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 3.4
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 3.4/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 3.1, housing court bias 3.7, rent-control risk 3.3. Standard process speed for the state.

    50-yr trendProcess difficulty +-1.9 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 2.6
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 2.6. Supply constraint: 6.2. The numbers behind those: 7.4% poverty, 4.8% unemployment, 24% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Clay sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Allentown, PA · 70d · ~$5.5k all-in ($79/day) · score 7 Allentown Reading, PA · 71d · ~$5.2k all-in ($74/day) · score 7.3 Reading Lancaster, PA · 71d · ~$5.6k all-in ($78/day) · score 7 Lancaster Harrisburg, PA · 63d · ~$5.4k all-in ($86/day) · score 7.4 Harrisburg Philadelphia, PA · 73d · ~$5.1k all-in ($70/day) · score 7.9 Philadelphia Pittsburgh, PA · 74d · ~$5.0k all-in ($68/day) · score 6.9 Pittsburgh Erie, PA · 67d · ~$4.8k all-in ($72/day) · score 6.7 Erie Bethlehem, PA · 66d · ~$5.0k all-in ($75/day) · score 6.7 Bethlehem Scranton, PA · 74d · ~$5.2k all-in ($71/day) · score 6.6 Scranton Levittown, PA · 64d · ~$5.4k all-in ($85/day) · score 6.3 Levittown Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Clay
Clay · 64d · ~$5.2k all-in ($81/day) · score 6.6 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Clay, PA

Landlording in Clay, Pennsylvania, presents an elevated-friction market where documented notices and proactive screening matter. The Eviction Risk Score is 6.6/10 (ELEVATED tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Elevated-friction market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Clay is a city of 1,362 residents where 40.7% of occupied units are renter-occupied, and the typical renter spends 23.6% of income on rent. At an average rent of $1,033/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Clay eviction process actually works

Eviction process difficulty here reads 3.1/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Clay closes 64 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Clay's timeline is usually the calendar, not the motion practice. Housing court bias scores 3.7/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Clay runs $2,808 to $7,560 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 64 days of typical timeline and $1,033/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 7.3/10 in Clay, and the city has limited rent control exposure (3.3/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Pennsylvania, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Clay: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a ELEVATED tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Pennsylvania's statutory language. Fix those four, and most cases settle or default. Skip them, and a $7,560 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Clay

Trap · PRACTICAL TRAP
Compare Clay to neighboring cities in Lancaster County via the grid below. The 4.9/10 score is computed from nine sub-factors plus a state-law multiplier under 68 PS 250.501. Lancaster County 2020 presidential margin: R+15.8. Cross-reference the state overview link in the guides section for Pennsylvania statutory detail.
04Eviction filings

Live filings tracking · Eviction Lab

Princeton Eviction Lab Tracking System, state-level (no county tracker available). Last update 2026-05-01.

In the most recent month, 8,054 eviction cases were filed across the tracker's coverage area, 0.94× the historical baseline (below baseline). Past 12 months: 108,576 filings. Pandemic-era cumulative: 577,537.

  • 8,054Past month
  • 108,576Past 12 months
  • 0.94×vs baseline (past mo)
Notice requirement: at least ten days notice (in some cases more). Filing fee: $162 filing fee on average.
Last 36 months of filings 2023-05-01 - 2026-04-01
Monthly eviction filings (Eviction Lab tracker)2023-05-01: 9,577 filings (1.00× hist)2023-06-01: 9,891 filings (1.03× hist)2023-07-01: 10,003 filings (0.96× hist)2023-08-01: 10,465 filings (1.02× hist)2023-09-01: 9,575 filings (0.98× hist)2023-10-01: 10,399 filings (1.00× hist)2023-11-01: 9,207 filings (1.03× hist)2023-12-01: 9,071 filings (1.00× hist)2024-01-01: 10,122 filings (1.00× hist)2024-02-01: 9,955 filings (1.04× hist)2024-03-01: 8,099 filings (0.95× hist)2024-04-01: 9,091 filings (1.06× hist)2024-05-01: 9,628 filings (1.00× hist)2024-06-01: 9,281 filings (0.97× hist)2024-07-01: 10,746 filings (1.04× hist)2024-08-01: 10,125 filings (0.98× hist)2024-09-01: 10,028 filings (1.02× hist)2024-10-01: 10,476 filings (1.00× hist)2024-11-01: 8,730 filings (0.97× hist)2024-12-01: 9,142 filings (1.00× hist)2025-01-01: 10,277 filings (1.02× hist)2025-02-01: 8,978 filings (0.96× hist)2025-03-01: 8,364 filings (0.98× hist)2025-04-01: 8,144 filings (0.95× hist)2025-05-01: 9,149 filings (0.95× hist)2025-06-01: 9,156 filings (0.96× hist)2025-07-01: 10,419 filings (1.00× hist)2025-08-01: 9,322 filings (0.91× hist)2025-09-01: 9,697 filings (0.99× hist)2025-10-01: 9,676 filings (0.93× hist)2025-11-01: 7,697 filings (0.86× hist)2025-12-01: 9,112 filings (1.00× hist)2026-01-01: 9,436 filings (0.94× hist)2026-02-01: 8,400 filings (0.90× hist)2026-03-01: 8,458 filings (0.99× hist)2026-04-01: 8,054 filings (0.94× hist)
Filings dropped 12% over the past 12 months.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant for any reason in Clay, PA?

No, not for "any" reason. While Pennsylvania doesn't have statewide "just-cause" eviction requirements, you still need a legal reason like non-payment of rent, lease violations, or the end of a lease term. You must provide proper written notice stating the reason.

Q2

How long does the 10-day notice period really mean?

The 10-day notice for non-payment means the tenant has 10 full days after receiving the notice to pay the rent or move out. Do not count the day the notice is served. If they don't comply by the end of the 10th day, you can file for eviction on the 11th day.

Q3

What if my tenant claims I didn't make repairs?

If a tenant claims you failed to make repairs, ensure you have documentation of all maintenance requests and your responses. Pennsylvania law generally requires tenants to pay rent even if repairs are needed, unless the property is deemed uninhabitable by a court. However, a tenant might try to use this as a defense in court, so be prepared.

Q4

Can I keep the security deposit for unpaid rent?

Yes, you can deduct unpaid rent from the security deposit. However, you must still provide the tenant with an itemized list of deductions within 30 days of them vacating the property, explaining what the deposit was used for. Any remaining balance must be returned.

Q5

Is "cash for keys" legal in Pennsylvania?

Yes, "cash for keys" is legal and often a smart move. It's a voluntary agreement where you offer a tenant money to vacate the property quickly and peacefully, often in exchange for leaving it in good condition. Get the agreement in writing to avoid misunderstandings.

Q6

What happens if a tenant appeals an eviction ruling?

If a tenant appeals an eviction ruling in Clay, the case moves to the Court of Common Pleas in Lancaster County. This will significantly prolong the eviction process and increase your legal costs. They may be required to place rent money in an escrow account during the appeal, but not always. This is definitely a time to consult with an attorney.

06Score

What this score means for landlords2

A 6.6/10 places Clay in the 93rd percentile of Pennsylvania cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.