Neighborhood · Ranked #46,312 of 84,120 nationally
Naval Square Eviction Risk: Lower , Philadelphia
Tract 42101001302 ·
Philadelphia County, PA · pop 4,762 · neighborhood within 0.1 mi
For landlords sizing up Naval Square in Philadelphia, census tract 42101001302 carries an elevated eviction-risk score of 6.5/10. It lands near the 86th percentile nationally for landlord eviction risk.
Rent eats 30% or more of income for 42% of renter households, a severe level, and 10% are severely burdened at 50% or more. Average gross rent is $2,110 monthly, set against $101,884 in average yearly household income, roughly 25% of income at the averages. Renters make up 46% of occupied homes.
Risk score
3.7
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 19%Stable renters 27%Owners 54%
Tract context
Occupied units1,980
Renter share46.4%
SVI overall0.09
Poverty rate3.6%
Median income$101,884
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Naval Square
Moderate
Within parent city
6th percentile
#383 of 408 tracts In Philadelphia
Very Low
Within county
5th percentile
#388 of 408 tracts In Philadelphia County
Very Low
Within state
51th percentile
#1,696 of 3,445 tracts In Pennsylvania
Moderate
Geographic context
Risk heat across Philadelphia and the region
Centroid at 39.9436, -75.1851 · click any tract to drill in
Why Naval Square scores 3.7
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Philadelphia
8.0
Regional political climate
2024 county presidential margin
8.2
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
3.6% poverty · this tract
1.0
Supply constraint
$2,110 rent vs county FMR
6.7
Rent control risk
Inherited from Philadelphia
6.0
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from Philadelphia
7.5
Housing court bias
Inherited from Philadelphia
7.5
How Naval Square compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 9
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
13%Socioeconomic
5%Household composition
44%Racial/ethnic minority
25%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
0%Grade A
0%Grade B
0%Grade C
65%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
27Total filings 2020-21
0.4Avg monthly (observed)
0.6Pre-pandemic baseline
0.56×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2026-05-01
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Palm Beach as part of its 34-metro Eviction Tracking System.
Analysis
What drives eviction risk in Naval Square
The score leans hardest on eviction process difficulty at 7.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Philadelphia eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Philadelphia County average of 6.8 and above the Pennsylvania statewide average of 5.4. Within its own county it reads on the safer side for landlords.
During 2020 and 2021, eviction filings here ran at about 0.56x the pre-COVID monthly baseline, well below the pre-pandemic norm, the signature of an eviction moratorium at work.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 65% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 42101001302
Q1
What is the eviction-risk score for census tract 42101001302?
Census tract 42101001302 in the Naval Square neighborhood scores 3.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 42101001302?
Median gross rent is $2,110/month (ACS 5-year 2023, table B25064). 42% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 42101001302?
3.6% of residents in tract 42101001302 live below the federal poverty line (ACS B17001, 2023). Population: 4,762.
Q4
How socially vulnerable is tract 42101001302?
CDC Social Vulnerability Index ranks this tract in the 9th percentile nationally. Sub-themes: socioeconomic 13th, household 5th, minority 44th, housing 25th.
Q5
Is tract 42101001302 considered part of Naval Square?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42101001302 fall within Naval Square (neighborhood centroid within 0.1 miles, OSM data).
Q6
Did eviction filings in tract 42101001302 drop during COVID?
Pandemic-era filings ran 0.56× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Palm Beach), 2020-2021.
Q7
How does tract 42101001302 compare to Philadelphia overall?
Tract 42101001302 scores 3.7/10, lower than the parent city of Philadelphia at 5.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Philadelphia eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 42101001302 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 65% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Philadelphia
Top eight tracts in Philadelphia ranked by composite eviction-risk score.