Harvest Glen Eviction Risk: Moderate

Severe burden reaches 18%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. At $928 a month, rents sit 23% under what the rest of West Columbia commands.

On the softer side is eviction-process difficulty, at 2.1/10. around a third of renters spend 30% or more of household income on rent. Running cool is supply constraint, at 2.1/10.

The poverty rate is 20%, which shows up in this model as reduced rent-recovery odds after a judgment. The filing record is not thin: 988 evictions logged in this tract. 18.8% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

The worst year on record was 2010, when filings touched 24.7% of renter households. Recent filings have not receded much: 28.6% in 2014 against a 24.7% peak.

That places it #1 of 4 neighborhoods in West Columbia. Social vulnerability runs high at 8/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Annual rent works out to 21% of average household income of $53,028. 38% of occupied units are renter-occupied.

Because the boundary contains one tract, 5.4/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.