Governor's Hill Eviction Risk: Moderate , Columbia

The dominant input is economic stress at 10/10. The poverty rate is 45%, which in this model reads as reduced rent-recovery odds after a judgment. Sitting well above the midpoint, court filing pressure reads 9.8/10.

Average gross rent is $1,592, 32% above the Columbia average. On the softer side, rent-regulation exposure reads 1/10. 70% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

The voucher gap is 22.7%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Against the Richland County average of 4.2, this tract reads riskier for landlords by 1.0 points.

Princeton's Eviction Lab logged 45 filings here across 5 tracked years. The worst year on record was 2010, when 5.3% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.