Governor's Hill Eviction Risk: Moderate , Columbia

Annualized rent equals 65% of average household income of $17,276, past the 30% affordability line, which thins the margin any screening standard has to work with. What pushes it up most is economic stress at 10/10.

The poverty rate is 66%, which in this model reads as reduced rent-recovery odds after a judgment. Sitting well above the midpoint, court filing pressure reads 9.8/10. 97% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

64% of renter households cross the 30%-of-income line, markedly above the Richland County average of 49.7%. Well under the midpoint, rent-regulation exposure reads 1/10. Food insecurity runs 31.8% against 17.8% nationally.

Average gross rent is $931, 23% below the Columbia average. SNAP participation runs 25.4% against 15.2% nationally. Against the Richland County average of 4.2, this tract reads riskier for landlords by 1.0 points.

Court records carry 382 eviction filings across 5 observed years. The worst year on record was 2010, when 24.1% of renter households were served.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Columbia. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.