Pratt City Eviction Risk: Moderate , Birmingham

The clearest offset is rent-regulation exposure at 1/10. Running cool, supply constraint reads 1/10.

Food insecurity runs 33.5% against 17.8% nationally. Severe burden reaches 20%. Those are renters paying half their income or more, and that is where non-payment filings originate. The poverty rate is 29%, which in this model reads as reduced rent-recovery odds after a judgment.

Well under the midpoint, state political climate reads 1.8/10. It sits 1.1 points above the Jefferson County average of 4.3. Housing insecurity runs 23.7% against 14.2% nationally.

The filing record is not thin: 346 evictions over 11 years of observation. Filings peaked in 2002 at 5.6% of renter households.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Birmingham. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 5.2% of renter households face a filing.

On the national scale it lands near the 70th percentile of the 84,120 tracts scored. CDC social-vulnerability scoring puts the tract at 8.8/10.

Rent consumes only 15% of average household income of $53,288, an unusually wide affordability cushion.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.