Ensley Eviction Risk: Moderate , Birmingham

Food insecurity runs 38.4% against 17.8% nationally. The clearest offset is rent-regulation exposure at 1/10. On the softer side, supply constraint reads 1.5/10.

At $822 a month, rents run 26% under what the rest of Birmingham commands. Well under the midpoint, state political climate reads 1.8/10.

54% of renter households cross the 30%-of-income line, above the Jefferson County average of 46.3%. Inability to pay a utility bill runs 20.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

The poverty rate is 19%, which in this model reads as reduced rent-recovery odds after a judgment. Princeton's Eviction Lab logged 108 filings here across 11 tracked years. It sits 0.7 points above the Jefferson County average of 4.3.

Filings peaked in 2005 at 6.5% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.