Ensley Eviction Risk: Moderate , Birmingham

Pulling hardest the other way is rent-regulation exposure at 1/10. On the softer side, supply constraint reads 1.2/10.

At $790 a month, rents run 29% under what the rest of Birmingham commands. The poverty rate is 29%, which in this model reads as reduced rent-recovery odds after a judgment.

Disability prevalence runs 46.1% against 31.5% nationally. Well under the midpoint, state political climate reads 1.8/10.

Inability to pay a utility bill runs 20.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. It sits 1.1 points above the Jefferson County average of 4.3. Cost burden runs 51% here against 46.3% across Jefferson County.

The filing record is not thin: 305 evictions over 11 years of observation. The worst year on record was 2005, when 10.0% of renter households were served. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Birmingham. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 5.5% of renter households face a filing. On the national scale it lands near the 70th percentile of the 84,120 tracts scored.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.