Cullom Street-Twelfth Street South Historic District Eviction Risk: Moderate , Birmingham

26% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. This is renter territory: 76% of occupied units are tenant-occupied. Set annual rent against average income of $39,943 and the ratio lands at 33%, above the conventional 30% ceiling.

On the softer side, state political climate reads 1.8/10. Food insecurity runs 29.4% against 17.8% nationally. On the high side, court filing pressure reads 7.5/10.

The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. It sits 1.0 points above the Jefferson County average of 4.3. Princeton's Eviction Lab logged 1,954 filings here across 11 tracked years.

SNAP participation runs 23.4% against 15.2% nationally. The worst year on record was 2016, when 15.5% of renter households were served. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Birmingham. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.