Cloverdale Eviction Risk: Moderate , Tuscaloosa

What pushes it up most is economic stress at 10/10. Against Tuscaloosa County at 43.3%, 59% of renters here are cost-burdened.

The poverty rate is 64%, which in this model reads as reduced rent-recovery odds after a judgment. 97% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. 29% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Food insecurity runs 38.4% against 17.8% nationally. On the softer side, rent-regulation exposure reads 1/10.

Average gross rent is $790, 25% below the Tuscaloosa average. Well under the midpoint, state political climate reads 1.8/10. Against the Tuscaloosa County average of 4.1, this tract reads riskier for landlords by 1.1 points.

Court records carry 20 eviction filings across 6 observed years. Inability to pay a utility bill runs 15.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Filings peaked in 2002 at 0.8% of renter households.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.