San Pablo Gateway Eviction Risk: High , Oakland

32% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Sitting well above the midpoint, local political climate reads 9.7/10. Cost burden runs 60% here against 45.5% across Alameda County.

At $1,252 a month, rents run 37% under what the rest of Oakland commands. On the high side, eviction-process difficulty reads 9.5/10.

Against the Alameda County average of 7.8, this tract reads riskier for landlords by 2.1 points. Set annual rent against average income of $42,078 and the ratio lands at 36%, above the conventional 30% ceiling. 77% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

The poverty rate is 20%, which in this model reads as reduced rent-recovery odds after a judgment. Food insecurity runs 27.9% against 17.8% nationally.

Housing insecurity runs 22.3% against 14.2% nationally. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.