San Pablo Gateway Eviction Risk: High

The dominant input is rent-regulation exposure at 10/10. Running hot is eviction-process difficulty at 9.5/10.

Severe burden reaches 30%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. On the high side is tenant-organizing strength at 9.5/10.

This is a renter market: 80% of occupied units are tenant-occupied. At $1,449 a month, rents sit 27% under what the rest of Oakland commands. SNAP participation is 32.2% of households versus 15.2% nationally.

The poverty rate is 27%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Food insecurity affects 28.7% of adults, 10.9 points above the national rate. Among the 45 mapped neighborhoods of Oakland, it ranks #1 by risk, the upper third.

Social vulnerability runs high at 8.6/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. The 3 tracts here are tightly clustered, 0 points apart at the extremes.

With little internal variation, 9.9/10 is a fair proxy for any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.