La Loma Park Eviction Risk: High , Berkeley

On the high side, regional political climate reads 8.1/10. Well under the midpoint, court filing pressure reads 2.1/10. SNAP participation runs 4.5% against 15.2% nationally.

12% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Inability to pay a utility bill runs 3.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

That is riskier than roughly 91% of the 84,120 US census tracts in this model. Only 22% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. On the CDC Social Vulnerability Index the tract reads 2/10, which tracks how hard a shock lands on the households already here.

Against average income of $228,547, annual rent is just 12%. Of its three components the household composition measure is the least pressured. Rent takes 30% or more of income for 42% of renters.

It tracks the Alameda County average of 7.8 closely.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.