Ocean View Plaza Eviction Risk: Elevated , Monterey

Against Monterey County at 51.7%, 71% of renters here are cost-burdened. At $3,501 a month, rents run 43% over what the rest of Pacific Grove commands.

What pushes it up most is tenant-organizing strength at 9.2/10. Annualized rent equals 34% of average household income of $123,438, past the 30% affordability line, which thins the margin any screening standard has to work with. Running cool, court filing pressure reads 1.7/10.

Sitting well above the midpoint, local political climate reads 8.2/10. The voucher gap is 17.4%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

It sits 1.0 points below the Monterey County average of 7.2. SNAP participation runs 6.1% against 15.2% nationally. Adults with no health insurance runs 4.1% against 11.3% nationally.

On the national scale it lands near the 80th percentile of the 84,120 tracts scored. Social vulnerability reads 5.2/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the CA average is 7.5, so this tract runs 1.3 points cooler.

Of its three components the socioeconomic standing measure is the least pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.