Ocean View Plaza Eviction Risk: High , Monterey

78% of renter households cross the 30%-of-income line, well clear of the Monterey County average of 51.7%. At $3,501 a month, rents run 49% over what the rest of Monterey commands.

The dominant input is tenant-organizing strength at 9.7/10. This is renter territory: 94% of occupied units are tenant-occupied.

Annualized rent equals 45% of average household income of $93,750, past the 30% affordability line, which thins the margin any screening standard has to work with. Well under the midpoint, court filing pressure reads 1.7/10.

Sitting well above the midpoint, local political climate reads 8.2/10. It sits 1.4 points above the Monterey County average of 7.2.

The poverty rate is 20%, which in this model reads as reduced rent-recovery odds after a judgment. The voucher gap is 17.4%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. On the national scale it lands near the 94th percentile of the 84,120 tracts scored.

CDC social-vulnerability scoring puts the tract at 5.2/10. Statewide the CA average is 7.5, so this tract runs 1.1 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.