Granite Bay Eviction Risk: Moderate

The clearest offset is economic stress at 1.9/10. Running cool, court filing pressure reads 2.2/10.

The voucher gap is 21.5%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Food insecurity runs 7.3% against 17.8% nationally.

Well under the midpoint, tenant-organizing strength reads 2.8/10. Against the Placer County average of 6.2, this tract reads safer for landlords by 0.8 points.

Inability to pay a utility bill runs 4.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. That is riskier than roughly 70% of the 84,120 US census tracts in this model.

Only 18% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. On the CDC Social Vulnerability Index the tract reads 3.9/10, which tracks how hard a shock lands on the households already here. Statewide the CA average is 7.5, so this tract runs 2.1 points cooler.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.