Granite Bay Eviction Risk: Moderate

The dominant input is supply constraint at 10/10. The voucher gap is 54.6%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. 27% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Well under the midpoint, economic stress reads 1/10. At $3,411 a month, rents run 24% over what the rest of Granite Bay commands.

On the softer side, court filing pressure reads 2.2/10. It sits 1.2 points below the Placer County average of 6.2.

SNAP participation runs 4.9% against 15.2% nationally. Housing insecurity runs 5.7% against 14.2% nationally.

On the national scale it lands near the 61st percentile of the 84,120 tracts scored. Only 11% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. Social vulnerability reads 1.5/10 on the CDC index, a measure of exposure to housing and economic shocks.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.