Neighborhood · Ranked #5,730 of 84,120 nationally

Gardner Eviction Risk: High , San Jose

Tract 06085502601 · Santa Clara, CA · pop 3,048 · neighborhood within 1.0 mi

Tract 06085502601 sits in the Gardner area of San Jose eviction risk, CA, carrying an eviction-risk score of 8.4/10. 72% of renter households cross the 30%-of-income line, far above the Santa Clara County average of 43.5%.

Risk score

8.4

High

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 26% Stable renters 10% Owners 64%

Tract context

Occupied units1,369

Renter share36.8%

SVI overall0.59

Poverty rate3.4%

Median income$160,972

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across San Jose and the region

Centroid at 37.2902, -121.9147 · click any tract to drill in

Why Gardner scores 8.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from San Jose

8.5

Regional political climate

2024 county presidential margin

7.4

State political climate

California legislature & governorship

6.8

Economic stress

3.4% poverty · this tract

1.0

Supply constraint

$3,501 rent vs county FMR

5.2

Rent control risk

Inherited from San Jose

9.5

Eviction process difficulty

State law sets the calendar

9.0

Tenant organizing strength

Inherited from San Jose

8.5

Housing court bias

Inherited from San Jose

8.5

How Gardner compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 59

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

28%Socioeconomic
97%Household composition
61%Racial/ethnic minority
48%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Gardner. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

5.9%Housing insecurity
3.2%Utility-shutoff threat
6.4%Food insecurity
5.2%SNAP enrollment
4.2%Transit barriers
4.0%No health insurance
12.4%Frequent mental distress
26.8%Any disability

Analysis

What drives eviction risk in Gardner

35% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The dominant input is rent-regulation exposure at 9.5/10. Sitting well above the midpoint, eviction-process difficulty reads 9/10.

Well under the midpoint, economic stress reads 1/10. Average gross rent is $3,501, 31% above the San Jose average. Adults with no health insurance runs 4.0% against 11.3% nationally.

Inability to pay a utility bill runs 3.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for San Jose. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #5,730 of 84,120 for landlord eviction difficulty.

CDC social-vulnerability scoring puts the tract at 6.3/10. Statewide the CA average is 7.5, so this tract runs 0.9 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 06085502601

What is the eviction-risk score for census tract 06085502601?

Census tract 06085502601 in the Gardner neighborhood scores 8.4/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 06085502601?

Median gross rent is $3,501/month (ACS 5-year 2023, table B25064). 72% of renter households are cost-burdened.

What is the poverty rate in tract 06085502601?

3.4% of residents in tract 06085502601 live below the federal poverty line (ACS B17001, 2023). Population: 3,048.

How socially vulnerable is tract 06085502601?

CDC Social Vulnerability Index ranks this tract in the 59th percentile nationally. Sub-themes: socioeconomic 28th, household 97th, minority 61th, housing 48th.

Is tract 06085502601 considered part of Gardner?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 06085502601 fall within Gardner (neighborhood centroid within 1.0 miles, OSM data).

What share of households in tract 06085502601 struggle to pay rent?

About 5.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 06085502601 compare to San Jose overall?

Tract 06085502601 scores 8.4/10, lower than the parent city of San Jose at 9/10. City-scale signals (state law, local rent controls, court bias) are inherited from San Jose eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 06085502601 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in San Jose

Top eight tracts in San Jose ranked by composite eviction-risk score.