Branham Eviction Risk: High , San Jose

Running hot, eviction-process difficulty reads 9/10. On the softer side, economic stress reads 1/10.

Severe burden reaches 23%. Those are renters paying half their income or more, and that is where non-payment filings originate. about half of renter households cross the 30%-of-income line, higher than the Santa Clara County average of 43.5%. Food insecurity runs 8.1% against 17.8% nationally.

At $3,114 a month, rents run 17% over what the rest of San Jose commands. Inability to pay a utility bill runs 4.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Nationally it ranks #6,330 of 84,120 for landlord eviction difficulty.

Only 12% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. Social vulnerability reads 2.4/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the CA average is 7.5, so this tract runs 0.8 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.