The Vineyards Eviction Risk: Moderate , Scotts Valley

Running cool, supply constraint reads 1/10. 23% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

It sits 2.0 points below the Santa Cruz County average of 6.8. Well under the midpoint, court filing pressure reads 1.2/10.

Food insecurity runs 7.8% against 17.8% nationally. SNAP participation runs 6.4% against 15.2% nationally. On the national scale it lands near the 58th percentile of the 84,120 tracts scored.

CDC social-vulnerability scoring puts the tract at 3.7/10. Statewide the CA average is 7.5, so this tract runs 2.7 points cooler. Of its three components the socioeconomic standing measure is the least pressured.

Poverty sits at 3%, low enough that arrears here usually signal a specific shock rather than a structural income gap. Rent takes 30% or more of income for roughly one in two of renters. Average gross rent is $2,344, close to the Scotts Valley average.

Annual rent works out to 23% of average household income of $123,478. 47% of occupied units are renter-occupied.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.