The Westerlies Eviction Risk: Elevated , Oxnard

The score leans hardest on tenant-organizing strength at 8.8/10. 43% of renter households cross the 30%-of-income line, well below the Ventura County average of 54.1%. On the softer side, economic stress reads 1.2/10.

The severe-burden share is 20%, and it is the single best predictor in this model of a filing that actually reaches judgment. The voucher gap is 23.5%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Sitting well above the midpoint, rent-regulation exposure reads 8/10. SNAP participation runs 5.6% against 15.2% nationally. Inability to pay a utility bill runs 3.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

That is riskier than roughly 84% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 2.5/10. Of its three components the household composition measure is the least pressured.

Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap. It tracks the Ventura County average of 6.9 closely.

Annual rent works out to 30% of average household income of $127,857. 27% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.