Neighborhood · Ranked #79,998 of 84,120 nationally

Ruby Lake Eviction Risk: Lower , Doctor Phillips

Tract 12095017123 · Orange, FL · pop 4,856 · neighborhood within 0.4 mi

Eviction risk in the Ruby Lake neighborhood of Doctor Phillips centers on tract 12095017123, which scores 5.5/10 (Moderate tier) and is home to 4,856 residents. It lands near the 58th percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 62% of renter households, a severe level, and 32% are severely burdened at 50% or more. The typical renter pays about $2,360 a month while the average household earns $155,057 a year, roughly 18% of income at the averages. Renters make up 40% of occupied homes.

Risk score

1.4

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 25% Stable renters 15% Owners 60%

Tract context

Occupied units1,875

Renter share39.9%

SVI overall0.34

Poverty rate5.9%

Median income$155,057

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Doctor Phillips and the region

Centroid at 28.4031, -81.4933 · click any tract to drill in

Why Ruby Lake scores 1.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Doctor Phillips

6.5

Regional political climate

2024 county presidential margin

6.2

State political climate

Florida legislature & governorship

1.5

Economic stress

5.9% poverty · this tract

1.5

Supply constraint

$2,360 rent vs county FMR

7.1

Rent control risk

Inherited from Doctor Phillips

6.0

Eviction process difficulty

State law sets the calendar

1.1

Tenant organizing strength

Inherited from Doctor Phillips

7.1

Housing court bias

Inherited from Doctor Phillips

5.8

How Ruby Lake compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 34

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

46%Socioeconomic
11%Household composition
75%Racial/ethnic minority
34%Housing & transportation

Analysis

What drives eviction risk in Ruby Lake

The score leans hardest on supply constraint at 7.1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Doctor Phillips, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Orange County average of 5.2 and above the Florida statewide average of 4.9. Within its own county it reads on the riskier side for landlords.

The tract is White and Hispanic or Latino and ranks around the 34th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 12095017123

What is the eviction-risk score for census tract 12095017123?

Census tract 12095017123 in the Ruby Lake neighborhood scores 1.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 12095017123?

Median gross rent is $2,360/month (ACS 5-year 2023, table B25064). 62% of renter households are cost-burdened.

What is the poverty rate in tract 12095017123?

5.9% of residents in tract 12095017123 live below the federal poverty line (ACS B17001, 2023). Population: 4,856.

How socially vulnerable is tract 12095017123?

CDC Social Vulnerability Index ranks this tract in the 34th percentile nationally. Sub-themes: socioeconomic 46th, household 11th, minority 75th, housing 34th.

Is tract 12095017123 considered part of Ruby Lake?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12095017123 fall within Ruby Lake (neighborhood centroid within 0.4 miles, OSM data).

How does tract 12095017123 compare to Doctor Phillips overall?

Tract 12095017123 scores 1.4/10, lower than the parent city of Doctor Phillips at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Doctor Phillips; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Doctor Phillips

Top eight tracts in Doctor Phillips ranked by composite eviction-risk score.