Zephyrhills South Eviction Risk: Moderate

The main counterweight is supply constraint at 1/10. Well under the midpoint, eviction-process difficulty reads 1.1/10.

Average gross rent is $625, 33% below the Zephyrhills South average. On the softer side, state political climate reads 1.5/10. 11% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

The filing record is not thin: 69 evictions over 13 years of observation. The worst year on record was 2009, when 3.7% of renter households were served.

In a typical year about 2.4% of renter households face a filing. That is riskier than roughly 42% of the 84,120 US census tracts in this model. At 5% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

Social vulnerability reads 7/10 on the CDC index, a measure of exposure to housing and economic shocks. Against average income of $50,625, annual rent is just 15%.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.