Neighborhood · Ranked #35,899 of 84,120 nationally
Oak Harbor Place Eviction Risk: Moderate , Clearwater
Tract 12103026804 ·
Pinellas, FL · pop 4,770 · neighborhood within 0.8 mi
Landlord eviction risk in census tract 12103026804 (the Oak Harbor Place area of Clearwater, Florida) comes in at 4.1/10, the Moderate tier. That is riskier than roughly 14% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 31% of renter households, a high level, and 22% are severely burdened at 50% or more. Average gross rent is $1,735 monthly, set against $70,917 in average yearly household income, roughly 29% of income at the averages. Renters make up 36% of occupied homes.
Risk score
4.3
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 11%Stable renters 25%Owners 64%
Tract context
Occupied units2,237
Renter share36.4%
SVI overall0.85
Poverty rate18.4%
Median income$70,917
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Oak Harbor Place
Moderate
Within parent city
69th percentile
#13 of 40 tracts In Clearwater
Elevated
Within county
86th percentile
#38 of 273 tracts In Pinellas
High
Within state
75th percentile
#1,298 of 5,122 tracts In Florida
Elevated
Geographic context
Risk heat across Clearwater and the region
Centroid at 27.9831, -82.7187 · click any tract to drill in
Why Oak Harbor Place scores 4.3
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Clearwater
4.0
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
18.4% poverty · this tract
4.6
Supply constraint
$1,735 rent vs county FMR
3.8
Rent control risk
Inherited from Clearwater
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from Clearwater
3.5
Housing court bias
Inherited from Clearwater
3.5
How Oak Harbor Place compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 85
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
82%Socioeconomic
83%Household composition
53%Racial/ethnic minority
81%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
353Total filings over 18 yrs
3.18%Avg annual filing rate
7.6%Peak (2001)
25Filings in 2017 (latest validated)
Filings by year2000 to 2017
Filings dropped 22% over the past 18 months.
Pandemic-era tracking (2020–2021)
268Total filings 2020-21
3.7Avg monthly (observed)
1.5Pre-pandemic baseline
2.38×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2026-01-01
Pandemic filings ran above baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.
Analysis
What drives eviction risk in Oak Harbor Place
What moves this score most is economic stress at 4.6/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Clearwater eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Pinellas County average of 4.8 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.
During 2020 and 2021, eviction filings here ran at about 2.38x the pre-COVID monthly baseline, above pre-pandemic levels.
The tract is predominantly White and ranks around the 85th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12103026804
Q1
What is the eviction-risk score for census tract 12103026804?
Census tract 12103026804 in the Oak Harbor Place neighborhood scores 4.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12103026804?
Median gross rent is $1,735/month (ACS 5-year 2023, table B25064). 31% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12103026804?
18.4% of residents in tract 12103026804 live below the federal poverty line (ACS B17001, 2023). Population: 4,770.
Q4
How socially vulnerable is tract 12103026804?
CDC Social Vulnerability Index ranks this tract in the 85th percentile nationally. Sub-themes: socioeconomic 82th, household 83th, minority 53th, housing 81th.
Q5
Is tract 12103026804 considered part of Oak Harbor Place?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103026804 fall within Oak Harbor Place (neighborhood centroid within 0.8 miles, OSM data).
Q6
How many evictions are filed each year in tract 12103026804?
Princeton Eviction Lab recorded 353 eviction filings across 18 validated years in tract 12103026804 (2000-2018). The average annual filing rate is 3.18% of renter households, peaking at 7.6% in 2001. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 12103026804 drop during COVID?
Pandemic-era filings ran 2.38× the pre-COVID monthly baseline. Filings ran above pre-pandemic norms. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q8
How does tract 12103026804 compare to Clearwater overall?
Tract 12103026804 scores 4.3/10, higher than the parent city of Clearwater at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Clearwater eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Clearwater
Top eight tracts in Clearwater ranked by composite eviction-risk score.