South Downtown Eviction Risk: Moderate , Atlanta

Cost burden runs 63% here against 46.8% across Fulton County. The poverty rate is 43%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. On the high side, court filing pressure reads 9.6/10.

Annualized rent equals 40% of average household income of $53,420, past the 30% affordability line, which thins the margin any screening standard has to work with. This is renter territory: 83% of occupied units are tenant-occupied. Severe burden reaches 23%. Those are renters paying half their income or more, and that is where non-payment filings originate.

On the softer side, rent-regulation exposure reads 1.5/10. Against the Fulton County average of 4.2, this tract reads riskier for landlords by 1.5 points.

Housing insecurity runs 25.4% against 14.2% nationally. Inability to pay a utility bill runs 18.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The filing record is not thin: 760 evictions over 5 years of observation.

Filings peaked in 2003 at 45.5% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.