Mandell Eviction Risk: High , Chicago

Against Cook County at 45.6%, around two-thirds of renters here are cost-burdened. Food insecurity runs 40.6% against 17.8% nationally.

The score leans hardest on local political climate at 8.5/10. Against the Cook County average of 6.1, this tract reads riskier for landlords by 2.0 points. The poverty rate is 32%, which in this model reads as reduced rent-recovery odds after a judgment.

Set annual rent against average income of $45,458 and the ratio lands at 32%, above the conventional 30% ceiling. On the softer side, supply constraint reads 1.9/10.

Sitting well above the midpoint, economic stress reads 8.1/10. Inability to pay a utility bill runs 21.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Average gross rent is $1,214, 16% below the Chicago average. Princeton's Eviction Lab logged 628 filings here across 15 tracked years.

The worst year on record was 2004, when 11.7% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.