West Roseland Eviction Risk: High , Chicago

Against Cook County at 45.6%, 68% of renters here are cost-burdened. SNAP participation runs 52.4% against 15.2% nationally. Annualized rent equals 43% of average household income of $39,615, past the 30% affordability line, which thins the margin any screening standard has to work with.

The dominant input is local political climate at 8.5/10. Against the Cook County average of 6.1, this tract reads riskier for landlords by 2.0 points.

Inability to pay a utility bill runs 26.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The poverty rate is 30%, which in this model reads as reduced rent-recovery odds after a judgment. Sitting well above the midpoint, tenant-organizing strength reads 8/10.

On the high side, economic stress reads 7.6/10. The filing record is not thin: 500 evictions over 15 years of observation.

Filings peaked in 2003 at 10.7% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 8.2% of renter households face a filing.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.