South Brighton Eviction Risk: High , Chicago

58% of renter households cross the 30%-of-income line, well above the Cook County average of 45.6%. Annualized rent equals 36% of average household income of $35,938, past the 30% affordability line, which thins the margin any screening standard has to work with.

Against the Cook County average of 6.1, this tract reads riskier for landlords by 2.0 points. On the high side, local political climate reads 8.5/10.

70% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. SNAP participation runs 30.0% against 15.2% nationally. The severe-burden share is 19%, and it is the single best predictor in this model of a filing that actually reaches judgment.

At $1,074 a month, rents run 25% under what the rest of Chicago commands. Sitting well above the midpoint, tenant-organizing strength reads 8/10. The filing record is not thin: 120 evictions over 15 years of observation.

Inability to pay a utility bill runs 15.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Filings peaked in 2012 at 3.0% of renter households. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Chicago. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.