Cheltenham Eviction Risk: High , Chicago

Severe burden reaches 31%. Those are renters paying half their income or more, and that is where non-payment filings originate. Housing insecurity runs 33.7% against 14.2% nationally.

Pulling hardest the other way is supply constraint at 1.3/10. Against the Cook County average of 6.1, this tract reads riskier for landlords by 2.0 points.

Running hot, local political climate reads 8.5/10. The poverty rate is 31%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Annualized rent equals 32% of average household income of $41,296, past the 30% affordability line, which thins the margin any screening standard has to work with. At $1,116 a month, rents run 23% under what the rest of Chicago commands. Sitting well above the midpoint, tenant-organizing strength reads 8/10.

Adults with no health insurance runs 19.8% against 11.3% nationally. Princeton's Eviction Lab logged 745 filings here across 15 tracked years.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.