Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #67,219 of 84,120 nationally
Lake Charlotte Eviction Risk: Lower , St. Charles
Tract 17089852204 · Kane County, IL · pop 4,131 · neighborhood within 0.5 mi
Census tract 17089852204 covers part of the Lake Charlotte area of St. Charles, IL, and scores 3/10 on landlord eviction risk. The severe-burden share is 46%, and it is the single best predictor in this model of a filing that actually reaches judgment.
Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 6%
Stable renters 7%
Owners 87%
Tract context
Occupied units1,371
Renter share13.5%
SVI overall0.19
Poverty rate1.2%
Median income$135,912
Percentile rank
Higher percentile = riskier than more peers.Within parent city
14
th percentile
Very Low
Within county
17
th percentile
Very Low
Within state
12
th percentile
Very Low
Geographic context
Risk heat across St. Charles and the region
Centroid at 41.9084, -88.3654 · click any tract to drill in
Why Lake Charlotte scores 3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Charles
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Illinois legislature & governorship
5.2
Economic stress
1.2% poverty · this tract
1.0
Supply constraint
$2,843 rent vs county FMR
10.0
Rent control risk
Inherited from St. Charles
4.1
Eviction process difficulty
State law sets the calendar
5.1
Tenant organizing strength
Inherited from St. Charles
3.8
Housing court bias
Inherited from St. Charles
4.3
How Lake Charlotte compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 19
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 21%Socioeconomic
- 45%Household composition
- 42%Racial/ethnic minority
- 14%Housing & transportation
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 8.4%Housing insecurity
- 4.8%Utility-shutoff threat
- 8.5%Food insecurity
- 6.5%SNAP enrollment
- 5.1%Transit barriers
- 6.5%No health insurance
- 14.6%Frequent mental distress
- 20.4%Any disability
Analysis
What drives eviction risk in Lake Charlotte
What pushes it up most is supply constraint at 10/10. At $2,843 a month, rents run 56% over what the rest of St. Charles commands. The voucher gap is 61.4%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.
On the softer side, economic stress reads 1/10. Against the Kane County average of 4.1, this tract reads safer for landlords by 1.1 points. Food insecurity runs 8.5% against 17.8% nationally.
SNAP participation runs 6.5% against 15.2% nationally. That is riskier than roughly 20% of the 84,120 US census tracts in this model. Only 13% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.
Social vulnerability reads 2.7/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the IL average is 5.1, so this tract runs 2.1 points cooler.
Of its three components the housing type and transport measure is the least pressured. Poverty sits at 1%, low enough that arrears here usually signal a specific shock rather than a structural income gap.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 17089852204
Q1
What is the eviction-risk score for census tract 17089852204?
Census tract 17089852204 in the Lake Charlotte neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 17089852204?
Median gross rent is $2,843/month (ACS 5-year 2023, table B25064). 46% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 17089852204?
1.2% of residents in tract 17089852204 live below the federal poverty line (ACS B17001, 2023). Population: 4,131.
Q4
How socially vulnerable is tract 17089852204?
CDC Social Vulnerability Index ranks this tract in the 19th percentile nationally. Sub-themes: socioeconomic 21th, household 45th, minority 42th, housing 14th.
Q5
Is tract 17089852204 considered part of Lake Charlotte?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 17089852204 fall within Lake Charlotte (neighborhood centroid within 0.5 miles, OSM data).
Q6
What share of households in tract 17089852204 struggle to pay rent?
About 8.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 17089852204 compare to St. Charles overall?
Tract 17089852204 scores 3/10, lower than the parent city of St. Charles at 4.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Charles eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in St. Charles
Top eight tracts in St. Charles ranked by composite eviction-risk score.
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