1 census tracts · pop 4,131 · pop-weighted Eviction Risk Score 3/10
· range 3–3
Lake Charlotte maps to a single census tract in St. Charles, IL and houses 4,131 people. Scored across those inputs it reaches 3/10, placing it in the Lower tier. 46% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.
Average gross rent is $2,843, 56% above the St. Charles average of $1,819. What pushes the score up most is supply constraint at 10/10.
The voucher gap is 61.4%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. Cost burden runs 46% against 33.3% citywide, putting Lake Charlotte 12.7% over its own city.
Running cool is economic stress, at 1/10. Food insecurity affects 8.5% of adults, 9.3 points below the national rate.
SNAP participation is 6.5% of households versus 15.2% nationally. Among the 4 mapped neighborhoods of St. Charles, it ranks #2 by risk, the middle third. Only 14% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices.
Poverty sits at 1%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Annual rent works out to 25% of average household income of $135,912.
Because the boundary contains one tract, 3/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.
Risk score
3
Lower
1 tracts · population-weighted
Lake Charlotte vs St. CharlesHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority42%ile
Hispanic + non-white share of population
Housing & transport14%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in Lake Charlotte
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
8.4%Housing insecurity
4.8%Utility shutoff threat
8.5%Food insecurity
6.5%SNAP enrollment
6.5%No health insurance
20.4%Any disability
Frequently asked
About Lake Charlotte
Q1
What is the eviction-risk score for Lake Charlotte?
Lake Charlotte scores 3/10 (Lower tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Lake Charlotte compare to St. Charles overall?
Lake Charlotte scores 1.1 points lower than St. Charles overall (4.1/10). Renters spend 46% of income on rent vs 33% citywide. Average rent: $2,843 vs $1,819.
Q3
What is the average rent in Lake Charlotte?
Average gross rent in Lake Charlotte is $2,843/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 46% of renter households are cost-burdened.
Q4
What percentage of Lake Charlotte residents are renters?
14% of Lake Charlotte households are renter-occupied (vs 30% in St. Charles). The neighborhood has 4,131 residents.
Q5
Is Lake Charlotte a high social-vulnerability area?
Lake Charlotte sits in the 19th percentile nationally on the CDC Social Vulnerability Index (low vulnerability). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
How safe is Lake Charlotte for landlords?
Lake Charlotte carries a lower-tier eviction-risk profile for landlords (3/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to St. Charles as a whole (4.1/10), this neighborhood is lower-risk.
Q7
What is the demographic breakdown of Lake Charlotte?
Lake Charlotte has 4,086 residents. Top groups: White (non-Hispanic) (72.5%), Hispanic / Latino (11.9%), Asian (non-Hispanic) (6.5%). Source: ACS 5-year 2023, table B03002.
