Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #26,446 of 84,120 nationally
Harbor Ridge Eviction Risk: Moderate , Zion
Tract 17097860301 · Lake County, IL · pop 3,616 · neighborhood within 1.1 mi
Landlord eviction risk in census tract 17097860301 (the Harbor Ridge neighborhood of Zion, Illinois) comes in at 6.2/10, the Elevated tier. On the national scale it ranks #16,287 of 84,120 for landlord eviction difficulty.
About 54% of renters carry a rent burden of 30% of income or higher, a severe level, and 35% are severely burdened at 50% or more. Average gross rent is $1,195 monthly, set against $66,683 in average yearly household income, roughly 22% of income at the averages. About 44% of occupied units are renter-occupied.
Risk score
4.9
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 24%
Stable renters 20%
Owners 56%
Tract context
Occupied units1,203
Renter share43.7%
SVI overall0.81
Poverty rate21.7%
Median income$66,683
Percentile rank
Higher percentile = riskier than more peers.Within parent city
60
th percentile
Elevated
Within county
92
th percentile
Very High
Within state
71
th percentile
Elevated
Geographic context
Risk heat across Zion and the region
Centroid at 42.4553, -87.8498 · click any tract to drill in
Why Harbor Ridge scores 4.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Zion
6.6
Regional political climate
2024 county presidential margin
6.2
State political climate
Illinois legislature & governorship
5.2
Economic stress
21.7% poverty · this tract
5.4
Supply constraint
$1,195 rent vs county FMR
1.8
Rent control risk
Inherited from Zion
6.8
Eviction process difficulty
State law sets the calendar
4.5
Tenant organizing strength
Inherited from Zion
8.6
Housing court bias
Inherited from Zion
7.0
How Harbor Ridge compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 81
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 77%Socioeconomic
- 95%Household composition
- 85%Racial/ethnic minority
- 42%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Within Harbor Ridge. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 25.1%Housing insecurity
- 15.2%Utility-shutoff threat
- 30.8%Food insecurity
- 28.2%SNAP enrollment
- 14.6%Transit barriers
- 18.4%No health insurance
- 18.8%Frequent mental distress
- 32.6%Any disability
Analysis
What drives eviction risk in Harbor Ridge
The heaviest input here is tenant organizing strength at 8.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Zion, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Lake County average of 5.3 and above the Illinois statewide average of 5.4. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 25.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 15.2% faced a utility shutoff threat, a common early warning before a filing.
The tract is Hispanic or Latino and Black and ranks around the 81st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 17097860301
Q1
What is the eviction-risk score for census tract 17097860301?
Census tract 17097860301 in the Harbor Ridge neighborhood scores 4.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 17097860301?
Median gross rent is $1,195/month (ACS 5-year 2023, table B25064). 54% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 17097860301?
21.7% of residents in tract 17097860301 live below the federal poverty line (ACS B17001, 2023). Population: 3,616.
Q4
How socially vulnerable is tract 17097860301?
CDC Social Vulnerability Index ranks this tract in the 81th percentile nationally. Sub-themes: socioeconomic 77th, household 95th, minority 85th, housing 42th.
Q5
Is tract 17097860301 considered part of Harbor Ridge?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 17097860301 fall within Harbor Ridge (neighborhood centroid within 1.1 miles, OSM data).
Q6
What share of households in tract 17097860301 struggle to pay rent?
About 25.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 17097860301 compare to Zion overall?
Tract 17097860301 scores 4.9/10, higher than the parent city of Zion at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Zion; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Zion
Top eight tracts in Zion ranked by composite eviction-risk score.
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