Neighborhood · Ranked #11,153 of 84,120 nationally
Harbor Ridge Eviction Risk: Elevated , Zion
Tract 17097860302 ·
Lake County, IL · pop 2,507 · neighborhood within 1.5 mi
17097860302 is a census tract in the Harbor Ridge area of Zion, IL. It scores 7.3/10 for landlords. Population here is 2,507. It sits 2.9 points above the Lake County average of 4.4.
Risk score
7.3
Elevated
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 28%Stable renters 28%Owners 44%
Tract context
Occupied units1,035
Renter share56.1%
SVI overall0.94
Poverty rate29.3%
Median income$45,074
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
0th percentile
#2 of 2 tracts In Harbor Ridge
Very Low
Within parent city
40th percentile
#4 of 6 tracts In Zion
Moderate
Within county
96th percentile
#7 of 159 tracts In Lake County
Very High
Within state
85th percentile
#476 of 3,263 tracts In Illinois
High
Geographic context
Risk heat across Zion and the region
Centroid at 42.4542, -87.8396 · click any tract to drill in
Why Harbor Ridge scores 7.3
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Zion
6.6
Regional political climate
2024 county presidential margin
6.2
State political climate
Illinois legislature & governorship
5.2
Economic stress
29.3% poverty · this tract
7.3
Supply constraint
$1,352 rent vs county FMR
2.7
Rent control risk
Inherited from Zion
6.8
Eviction process difficulty
State law sets the calendar
4.5
Tenant organizing strength
Inherited from Zion
8.6
Housing court bias
Inherited from Zion
7.0
How Harbor Ridge compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 94
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
97%Socioeconomic
98%Household composition
85%Racial/ethnic minority
55%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Within Harbor Ridge. Closest by Eviction Risk Score.
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
28.3%Housing insecurity
18.3%Utility-shutoff threat
36.0%Food insecurity
35.4%SNAP enrollment
17.1%Transit barriers
20.0%No health insurance
20.1%Frequent mental distress
36.5%Any disability
Analysis
What drives eviction risk in Harbor Ridge
SNAP participation runs 35.4% against 15.2% nationally. The dominant input is tenant-organizing strength at 8.6/10.
Annualized rent equals 36% of average household income of $45,074, past the 30% affordability line, which thins the margin any screening standard has to work with. The poverty rate is 29%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.
19% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Housing insecurity runs 28.3% against 14.2% nationally. Cost burden runs 49% here against 42.6% across Lake County.
Sitting well above the midpoint, economic stress reads 7.3/10. On the softer side, supply constraint reads 2.7/10.
At $1,352 a month, rents run 14% over what the rest of Zion commands. On the national scale it lands near the 87th percentile of the 84,120 tracts scored.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 17097860302
Q1
What is the eviction-risk score for census tract 17097860302?
Census tract 17097860302 in the Harbor Ridge neighborhood scores 7.3/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 17097860302?
Median gross rent is $1,352/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 17097860302?
29.3% of residents in tract 17097860302 live below the federal poverty line (ACS B17001, 2023). Population: 2,507.
Q4
How socially vulnerable is tract 17097860302?
CDC Social Vulnerability Index ranks this tract in the 94th percentile nationally. Sub-themes: socioeconomic 97th, household 98th, minority 85th, housing 55th.
Q5
Is tract 17097860302 considered part of Harbor Ridge?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 17097860302 fall within Harbor Ridge (neighborhood centroid within 1.5 miles, OSM data).
Q6
What share of households in tract 17097860302 struggle to pay rent?
About 28.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 18.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 17097860302 compare to Zion overall?
Tract 17097860302 scores 7.3/10, higher than the parent city of Zion at 5.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Zion; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Zion
Top eight tracts in Zion ranked by composite eviction-risk score.