Elkhart Eviction Risk: Lower

What pushes it up most is tenant-organizing strength at 8.9/10. On the softer side, eviction-process difficulty reads 1.7/10.

The severe-burden share is 19%, and it is the single best predictor in this model of a filing that actually reaches judgment. Well under the midpoint, state political climate reads 2/10. Average gross rent is $1,201, 20% above the Elkhart average.

The voucher gap is 13.8%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. SNAP participation runs 7.6% against 15.2% nationally.

It sits 0.7 points below the Elkhart County average of 3.9. That is riskier than roughly 25% of the 84,120 US census tracts in this model.

At 13% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. On the CDC Social Vulnerability Index the tract reads 4/10, which tracks how hard a shock lands on the households already here.

Rent consumes only 17% of average household income of $86,042, an unusually wide affordability cushion. Of its three components the household composition measure is the least pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.