Neighborhood · Ranked #13,119 of 84,120 nationally

Old Downtown Eviction Risk: Moderate , Hammond

Tract 18089020600 · Lake County, IN · pop 2,142 · neighborhood within 0.2 mi

Census tract 18089020600 sits in the Old Downtown neighborhood of Hammond eviction risk, Indiana eviction laws, and carries an eviction-risk score of 5.8/10. It lands near the 69th percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 38% of renter households, a high level, and 15% are severely burdened at 50% or more. Average rent runs $374 a month against an average household income of $13,386 a year, roughly 34% of income at the averages. Renters make up 90% of occupied homes, a renter-majority tract.

Risk score

5.9

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 34% Stable renters 55% Owners 11%

Tract context

Occupied units1,096

Renter share89.9%

SVI overall0.98

Poverty rate54.1%

Median income$13,386

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Hammond and the region

Centroid at 41.6191, -87.5179 · click any tract to drill in

Why Old Downtown scores 5.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Hammond

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

54.1% poverty · this tract

10.0

Supply constraint

$374 rent vs county FMR

1.0

Rent control risk

Inherited from Hammond

6.9

Eviction process difficulty

State law sets the calendar

1.7

Tenant organizing strength

Inherited from Hammond

7.8

Housing court bias

Inherited from Hammond

7.3

How Old Downtown compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 98

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

90%Socioeconomic
98%Household composition
83%Racial/ethnic minority
93%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
38%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

34.9%Housing insecurity
32.9%Utility-shutoff threat
53.6%Food insecurity
50.0%SNAP enrollment
26.3%Transit barriers
19.4%No health insurance
24.1%Frequent mental distress
50.9%Any disability

Analysis

What drives eviction risk in Old Downtown

What moves this score most is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Hammond eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

The tract is predominantly Black and ranks around the 98th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

In CDC survey modeling, about 34.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 32.9% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18089020600

What is the eviction-risk score for census tract 18089020600?

Census tract 18089020600 in the Old Downtown neighborhood scores 5.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089020600?

Median gross rent is $374/month (ACS 5-year 2023, table B25064). 38% of renter households are cost-burdened.

What is the poverty rate in tract 18089020600?

54.1% of residents in tract 18089020600 live below the federal poverty line (ACS B17001, 2023). Population: 2,142.

How socially vulnerable is tract 18089020600?

CDC Social Vulnerability Index ranks this tract in the 98th percentile nationally. Sub-themes: socioeconomic 90th, household 98th, minority 83th, housing 93th.

Is tract 18089020600 considered part of Old Downtown?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089020600 fall within Old Downtown (neighborhood centroid within 0.2 miles, OSM data).

What share of households in tract 18089020600 struggle to pay rent?

About 34.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 32.9% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18089020600 compare to Hammond overall?

Tract 18089020600 scores 5.9/10, higher than the parent city of Hammond at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hammond eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18089020600 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 38% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Hammond

Top eight tracts in Hammond ranked by composite eviction-risk score.