Grand Park Eviction Risk: Moderate , Hammond

roughly three in four of renter households cross the 30%-of-income line, well clear of the Lake County average of 43.0%. The clearest offset is eviction-process difficulty at 1.7/10.

At $1,426 a month, rents run 26% over what the rest of Hammond commands. Well under the midpoint, state political climate reads 2/10.

Food insecurity runs 29.8% against 17.8% nationally. On the high side, tenant-organizing strength reads 7.8/10. The voucher gap is 19.1%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Inability to pay a utility bill runs 16.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 51st percentile of the 84,120 tracts scored. Only 17% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. Social vulnerability reads 7.2/10 on the CDC index, a measure of exposure to housing and economic shocks.

Of its three components the household composition measure is the most pressured. It tracks the Lake County average of 4.4 closely.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.