Grand Park Eviction Risk: Moderate , Hammond

The clearest offset is eviction-process difficulty at 1.7/10. 20% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running cool, state political climate reads 2/10.

Sitting well above the midpoint, tenant-organizing strength reads 7.8/10. Inability to pay a utility bill runs 17.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Housing insecurity runs 21.7% against 14.2% nationally.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #42,813 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 8.5/10, which tracks how hard a shock lands on the households already here.

Of its three components the household composition measure is the most pressured. It tracks the Lake County average of 4.4 closely. Average gross rent is $1,093, close to the Hammond average.

Annual rent works out to 25% of average household income of $52,762. 44% of occupied units are renter-occupied.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.