Roxana Eviction Risk: Moderate , East Chicago

Food insecurity runs 38.8% against 17.8% nationally. The severe-burden share is 21%, and it is the single best predictor in this model of a filing that actually reaches judgment. The poverty rate is 30%, which in this model reads as reduced rent-recovery odds after a judgment.

Running cool, eviction-process difficulty reads 1.9/10. Well under the midpoint, state political climate reads 2/10. It sits 1.2 points above the Lake County average of 4.4.

Inability to pay a utility bill runs 19.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Lake Co. Gary. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 73rd percentile of the 84,120 tracts scored. CDC social-vulnerability scoring puts the tract at 9.2/10.

Statewide the IN average is 3.9, so this tract runs 1.7 points hotter. Of its three components the household composition measure is the most pressured.

Rent takes 30% or more of income for 44% of renters.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.