Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #35,899 of 84,120 nationally
Miller Eviction Risk: Moderate , Gary
Tract 18089041700 · Lake County, IN · pop 5,306 · neighborhood within 1.5 mi
With a score of 5.4/10, tract 18089041700 in Miller in Gary ranks in the Moderate tier for landlord eviction risk. The tract is home to 5,306 residents. On the national scale it ranks #39,082 of 84,120 for landlord eviction difficulty.
About 55% of renters carry a rent burden of 30% of income or higher, a severe level, and 22% are severely burdened at 50% or more. Average rent runs $1,164 a month against an average household income of $54,189 a year, roughly 26% of income at the averages. Renters make up 30% of occupied homes.
Risk score
4.3
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 17%
Stable renters 14%
Owners 69%
Tract context
Occupied units1,615
Renter share30.3%
SVI overall0.86
Poverty rate15.7%
Median income$54,189
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
56
th percentile
Elevated
Within state
72
th percentile
Elevated
Geographic context
Risk heat across Gary and the region
Centroid at 41.5807, -87.2557 · click any tract to drill in
Why Miller scores 4.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Gary
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Indiana legislature & governorship
2.0
Economic stress
15.7% poverty · this tract
3.9
Supply constraint
$1,164 rent vs county FMR
4.7
Rent control risk
Inherited from Gary
5.6
Eviction process difficulty
State law sets the calendar
2.3
Tenant organizing strength
Inherited from Gary
6.6
Housing court bias
Inherited from Gary
6.4
How Miller compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 86
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 88%Socioeconomic
- 97%Household composition
- 58%Racial/ethnic minority
- 50%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 5%Grade B
- 0%Grade C
- 18%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Miller. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 18.7%Housing insecurity
- 14.1%Utility-shutoff threat
- 27.8%Food insecurity
- 17.4%SNAP enrollment
- 12.7%Transit barriers
- 17.0%No health insurance
- 20.1%Frequent mental distress
- 36.8%Any disability
Analysis
What drives eviction risk in Miller
The heaviest input here is tenant organizing strength at 6.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Gary eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 18.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 14.1% faced a utility shutoff threat, a common early warning before a filing.
The tract is White and Hispanic or Latino and ranks around the 86th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18089041700
Q1
What is the eviction-risk score for census tract 18089041700?
Census tract 18089041700 in the Miller neighborhood scores 4.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18089041700?
Median gross rent is $1,164/month (ACS 5-year 2023, table B25064). 55% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18089041700?
15.7% of residents in tract 18089041700 live below the federal poverty line (ACS B17001, 2023). Population: 5,306.
Q4
How socially vulnerable is tract 18089041700?
CDC Social Vulnerability Index ranks this tract in the 86th percentile nationally. Sub-themes: socioeconomic 88th, household 97th, minority 58th, housing 50th.
Q5
Is tract 18089041700 considered part of Miller?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089041700 fall within Miller (neighborhood centroid within 1.5 miles, OSM data).
Q6
What share of households in tract 18089041700 struggle to pay rent?
About 18.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 14.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 18089041700 compare to Gary overall?
Tract 18089041700 scores 4.3/10, higher than the parent city of Gary at 3.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Gary eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 18089041700 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 18% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Gary
Top eight tracts in Gary ranked by composite eviction-risk score.
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