Miller Eviction Risk: Moderate , Gary

22% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The main counterweight is state political climate at 2/10. Well under the midpoint, eviction-process difficulty reads 2.3/10.

Food insecurity runs 27.8% against 17.8% nationally. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #35,669 of 84,120 for landlord eviction difficulty. Statute speed, court posture and rent-regulation exposure are inherited from Lake Station rather than measured on these blocks; the economic and supply components are the tract-level part of the score.

Social vulnerability reads 8.8/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the IN average is 3.9, so this tract runs 0.9 points hotter. Of its three components the household composition measure is the most pressured.

It tracks the Lake County average of 4.4 closely.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.