Neighborhood · Ranked #18,163 of 84,120 nationally

Miller Eviction Risk: Elevated , Gary

Tract 18089010207 · Lake County, IN · pop 2,879 · neighborhood within 0.6 mi

Census tract 18089010207 covers part of the Miller area of Gary, IN, and scores 6/10 on landlord eviction risk. Population here is 2,879. The severe-burden share is 38%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Risk score

Elevated

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 50% Stable renters 28% Owners 22%

Tract context

Occupied units1,249

Renter share78.3%

SVI overall0.91

Poverty rate40.8%

Median income$25,896

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Gary and the region

Centroid at 41.5997, -87.2483 · click any tract to drill in

Why Miller scores 6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Gary

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

40.8% poverty · this tract

10.0

Supply constraint

$876 rent vs county FMR

2.3

Rent control risk

Inherited from Gary

8.2

Eviction process difficulty

State law sets the calendar

2.3

Tenant organizing strength

Inherited from Gary

9.3

Housing court bias

Inherited from Gary

8.7

How Miller compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 91

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

90%Socioeconomic
68%Household composition
90%Racial/ethnic minority
87%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
25%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Miller. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

32.8%Housing insecurity
31.2%Utility-shutoff threat
49.7%Food insecurity
45.7%SNAP enrollment
23.8%Transit barriers
14.7%No health insurance
22.7%Frequent mental distress
45.8%Any disability

Analysis

What drives eviction risk in Miller

Against Lake County at 43.0%, 64% of renters here are cost-burdened. The score leans hardest on economic stress at 10/10.

Food insecurity runs 49.7% against 17.8% nationally. Inability to pay a utility bill runs 31.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

The poverty rate is 41%, which in this model reads as reduced rent-recovery odds after a judgment. On the high side, tenant-organizing strength reads 9.3/10.

Set annual rent against average income of $25,896 and the ratio lands at 41%, above the conventional 30% ceiling. 78% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Sitting well above the midpoint, housing-court posture reads 8.7/10. It sits 1.6 points above the Lake County average of 4.4. Average gross rent is $876, 13% below the Gary average.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Lake Co. Gary. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 18089010207

What is the eviction-risk score for census tract 18089010207?

Census tract 18089010207 in the Miller neighborhood scores 6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089010207?

Median gross rent is $876/month (ACS 5-year 2023, table B25064). 64% of renter households are cost-burdened.

What is the poverty rate in tract 18089010207?

40.8% of residents in tract 18089010207 live below the federal poverty line (ACS B17001, 2023). Population: 2,879.

How socially vulnerable is tract 18089010207?

CDC Social Vulnerability Index ranks this tract in the 91th percentile nationally. Sub-themes: socioeconomic 90th, household 68th, minority 90th, housing 87th.

Is tract 18089010207 considered part of Miller?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089010207 fall within Miller (neighborhood centroid within 0.6 miles, OSM data).

What share of households in tract 18089010207 struggle to pay rent?

About 32.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 31.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18089010207 compare to Gary overall?

Tract 18089010207 scores 6/10, higher than the parent city of Gary at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Gary eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18089010207 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Gary

Top eight tracts in Gary ranked by composite eviction-risk score.