Neighborhood · Ranked #10,885 of 84,120 nationally

Miller Eviction Risk: Elevated , Gary

Tract 18089010207 · Lake County, IN · pop 2,879 · neighborhood within 0.6 mi

Census tract 18089010207 runs through the Miller neighborhood of Gary. With 2,879 residents, it scores 6.5/10 for landlords. It lands near the 87th percentile nationally for landlord eviction risk.

About 64% of renters carry a rent burden of 30% of income or higher, a severe level, and 38% are severely burdened at 50% or more. Average rent runs $876 a month against an average household income of $25,896 a year, roughly 41% of income at the averages. Renters make up 78% of occupied homes, a renter-majority tract.

Risk score

6.1

Elevated

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 50% Stable renters 28% Owners 22%

Tract context

Occupied units1,249

Renter share78.3%

SVI overall0.91

Poverty rate40.8%

Median income$25,896

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Gary and the region

Centroid at 41.5997, -87.2483 · click any tract to drill in

Why Miller scores 6.1

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Gary

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

40.8% poverty · this tract

10.0

Supply constraint

$876 rent vs county FMR

2.3

Rent control risk

Inherited from Gary

8.2

Eviction process difficulty

State law sets the calendar

2.3

Tenant organizing strength

Inherited from Gary

9.3

Housing court bias

Inherited from Gary

8.7

How Miller compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 91

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

90%Socioeconomic
68%Household composition
90%Racial/ethnic minority
87%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
25%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Miller. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

32.8%Housing insecurity
31.2%Utility-shutoff threat
49.7%Food insecurity
45.7%SNAP enrollment
23.8%Transit barriers
14.7%No health insurance
22.7%Frequent mental distress
45.8%Any disability

Analysis

What drives eviction risk in Miller

The heaviest input here is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Gary eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is predominantly Black and ranks around the 91st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 18089010207

What is the eviction-risk score for census tract 18089010207?

Census tract 18089010207 in the Miller neighborhood scores 6.1/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089010207?

Median gross rent is $876/month (ACS 5-year 2023, table B25064). 64% of renter households are cost-burdened.

What is the poverty rate in tract 18089010207?

40.8% of residents in tract 18089010207 live below the federal poverty line (ACS B17001, 2023). Population: 2,879.

How socially vulnerable is tract 18089010207?

CDC Social Vulnerability Index ranks this tract in the 91th percentile nationally. Sub-themes: socioeconomic 90th, household 68th, minority 90th, housing 87th.

Is tract 18089010207 considered part of Miller?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089010207 fall within Miller (neighborhood centroid within 0.6 miles, OSM data).

What share of households in tract 18089010207 struggle to pay rent?

About 32.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 31.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18089010207 compare to Gary overall?

Tract 18089010207 scores 6.1/10, higher than the parent city of Gary at 3.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Gary eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18089010207 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Gary

Top eight tracts in Gary ranked by composite eviction-risk score.