Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #24,859 of 84,120 nationally
Watermark Eviction Risk: Moderate , Indianapolis
Tract 18097391001 · Marion County, IN · pop 1,689 · neighborhood within 0.8 mi
18097391001 is a census tract in the Watermark area of Indianapolis, IN. It scores 5.4/10 for landlords. It is home to 1,689 residents. The score leans hardest on economic stress at 10/10.
Risk score
5.4
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 35%
Stable renters 53%
Owners 12%
Tract context
Occupied units428
Renter share88.3%
SVI overall0.58
Poverty rate43.6%
Median income$54,605
Percentile rank
Higher percentile = riskier than more peers.Within parent city
82
th percentile
High
Within county
77
th percentile
High
Within state
95
th percentile
Very High
Geographic context
Risk heat across Indianapolis and the region
Centroid at 39.7661, -86.1714 · click any tract to drill in
Why Watermark scores 5.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Indianapolis
6.8
Regional political climate
2024 county presidential margin
6.5
State political climate
Indiana legislature & governorship
2.0
Economic stress
43.6% poverty · this tract
10.0
Supply constraint
$1,323 rent vs county FMR
5.3
Rent control risk
Inherited from Indianapolis
6.6
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Indianapolis
8.7
Housing court bias
Inherited from Indianapolis
6.8
How Watermark compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 58
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 76%Socioeconomic
- 2%Household composition
- 59%Racial/ethnic minority
- 88%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 56%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 224Total filings 2020-21
- 2.9Avg monthly (observed)
- 0.9Pre-pandemic baseline
- 3.32×Ratio to baseline
Pandemic filings ran above baseline. Eviction Lab tracked Indianapolis, IN as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Watermark. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 14.3%Housing insecurity
- 11.2%Utility-shutoff threat
- 23.5%Food insecurity
- 13.4%SNAP enrollment
- 15.5%Transit barriers
- 9.6%No health insurance
- 27.3%Frequent mental distress
- 32.1%Any disability
Analysis
What drives eviction risk in Watermark
The poverty rate is 44%, which in this model reads as reduced rent-recovery odds after a judgment. This is renter territory: 88% of occupied units are tenant-occupied.
Sitting well above the midpoint, tenant-organizing strength reads 8.7/10. 17% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running cool, state political climate reads 2/10.
Cost burden runs 40% here against 46.3% across Marion County. It sits 1.2 points above the Marion County average of 4.2.
Average gross rent is $1,323, 14% above the Indianapolis average. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Indianapolis. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.
That is riskier than roughly 70% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 6.3/10.
Statewide the IN average is 3.9, so this tract runs 1.5 points hotter. Of its three components the household composition measure is the least pressured.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 18097391001
Q1
What is the eviction-risk score for census tract 18097391001?
Census tract 18097391001 in the Watermark neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18097391001?
Median gross rent is $1,323/month (ACS 5-year 2023, table B25064). 40% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18097391001?
43.6% of residents in tract 18097391001 live below the federal poverty line (ACS B17001, 2023). Population: 1,689.
Q4
How socially vulnerable is tract 18097391001?
CDC Social Vulnerability Index ranks this tract in the 58th percentile nationally. Sub-themes: socioeconomic 76th, household 2th, minority 59th, housing 88th.
Q5
Is tract 18097391001 considered part of Watermark?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18097391001 fall within Watermark (neighborhood centroid within 0.8 miles, OSM data).
Q6
Did eviction filings in tract 18097391001 drop during COVID?
Pandemic-era filings ran 3.32× the pre-COVID monthly baseline. Filings ran above pre-pandemic norms. Tracked by the Eviction Lab Eviction Tracking System (Indianapolis eviction risk, IN), 2020-2021.
Q7
What share of households in tract 18097391001 struggle to pay rent?
About 14.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 11.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 18097391001 compare to Indianapolis overall?
Tract 18097391001 scores 5.4/10, higher than the parent city of Indianapolis at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Indianapolis eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 18097391001 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 56% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Indianapolis
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