Eastside Eviction Risk: Elevated , Bloomington

The score leans hardest on economic stress at 10/10. Set annual rent against average income of $18,558 and the ratio lands at 52%, above the conventional 30% ceiling.

33% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The poverty rate is 48%, which in this model reads as reduced rent-recovery odds after a judgment. This is renter territory: 100% of occupied units are tenant-occupied.

On the high side, tenant-organizing strength reads 9.7/10. Food insecurity runs 38.5% against 17.8% nationally.

Average gross rent is $798, 34% below the Bloomington average. Against the Monroe County average of 5.3, this tract reads riskier for landlords by 2.0 points. Running hot, housing-court posture reads 9/10.

Inability to pay a utility bill runs 17.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. On the national scale it lands near the 87th percentile of the 84,120 tracts scored.

Social vulnerability reads 4.7/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the IN average is 3.9, so this tract runs 3.4 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.