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Neighborhood · Ranked #39,308 of 84,120 nationally

North Shore Triangle Eviction Risk: Moderate , South Bend

Tract 18141000600 · St. Joseph County, IN · pop 1,959 · neighborhood within 0.6 mi

18141000600 is a census tract in the North Shore Triangle area of South Bend, IN. It scores 4.6/10 for landlords. Severe burden reaches 38%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score
4.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 31% Stable renters 24% Owners 45%
Tract context
Occupied units746
Renter share54.3%
SVI overall0.80
Poverty rate33.1%
Median income$40,750

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 3 tracts In North Shore Triangle
Very High
Within parent city
76 th percentile
Rank, 76th percentileLowHigh
#12 of 47 tracts In South Bend
High
Within county
70 th percentile
Rank, 70th percentileLowHigh
#25 of 82 tracts In St. Joseph County
Elevated
Within state
78 th percentile
Rank, 78th percentileLowHigh
#370 of 1,693 tracts In Indiana
High
Geographic context

Risk heat across South Bend and the region

Centroid at 41.6859, -86.2651 · click any tract to drill in

Why North Shore Triangle scores 4.6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
33.1% poverty · this tract
8.3
Supply constraint
$1,023 rent vs county FMR
4.3
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5

How North Shore Triangle compares

Risk score vs. parent city, county, state.
North Shore Triangle risk score vs. parent city / county / state4.6This tracttract 0006003.2South Bendparent city3.8Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 80

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 61Total filings over 1 yrs
  • 16.62%Avg annual filing rate
  • 16.6%Peak (2015)
  • 61Filings in 2015 (latest validated)

Pandemic-era tracking (2020–2021)

  • 291Total filings 2020-21
  • 3.8Avg monthly (observed)
  • 5.8Pre-pandemic baseline
  • 0.65×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within North Shore Triangle. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in North Shore Triangle

Cost burden runs 56% here against 41.2% across St. Joseph County. Pulling hardest the other way is rent-regulation exposure at 1/10.

The poverty rate is 33%, which in this model reads as reduced rent-recovery odds after a judgment. On the high side, economic stress reads 8.3/10. SNAP participation runs 28.9% against 15.2% nationally.

Running hot, court filing pressure reads 8.2/10. Inability to pay a utility bill runs 22.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Court records carry 61 eviction filings across 1 observed years. Against the St. Joseph County average of 3.8, this tract reads riskier for landlords by 0.8 points. The worst year on record was 2015, when 16.6% of renter households were served.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 16.6% of renter households face a filing.

On the national scale it lands near the 53rd percentile of the 84,120 tracts scored.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 18141000600

Q1

What is the eviction-risk score for census tract 18141000600?

Census tract 18141000600 in the North Shore Triangle neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18141000600?

Median gross rent is $1,023/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18141000600?

33.1% of residents in tract 18141000600 live below the federal poverty line (ACS B17001, 2023). Population: 1,959.
Q4

How socially vulnerable is tract 18141000600?

CDC Social Vulnerability Index ranks this tract in the 80th percentile nationally. Sub-themes: socioeconomic 89th, household 91th, minority 69th, housing 30th.
Q5

Is tract 18141000600 considered part of North Shore Triangle?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141000600 fall within North Shore Triangle (neighborhood centroid within 0.6 miles, OSM data).
Q6

How many evictions are filed each year in tract 18141000600?

Princeton Eviction Lab recorded 61 eviction filings across 1 validated years in tract 18141000600 (2000-2018). The average annual filing rate is 16.62% of renter households, peaking at 16.6% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 18141000600 drop during COVID?

Pandemic-era filings ran 0.65× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8

What share of households in tract 18141000600 struggle to pay rent?

About 26.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 22.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9

How does tract 18141000600 compare to South Bend overall?

Tract 18141000600 scores 4.6/10, higher than the parent city of South Bend at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10

Was tract 18141000600 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in South Bend

Top eight tracts in South Bend ranked by composite eviction-risk score.

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