Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #19,562 of 84,120 nationally
North Shore Triangle Eviction Risk: Moderate , South Bend
Tract 18141000600 · St. Joseph County, IN · pop 1,959 · neighborhood within 0.6 mi
The Moderate-tier score of 5.7/10 for census tract 18141000600 reflects conditions in North Shore Triangle in South Bend, Indiana. On the national scale it ranks #29,501 of 84,120 for landlord eviction difficulty.
About 56% of renters carry a rent burden of 30% of income or higher, a severe level, and 38% are severely burdened at 50% or more. The typical renter pays about $1,023 a month while the average household earns $40,750 a year, roughly 30% of income at the averages. Renters make up 54% of occupied homes, a renter-majority tract.
Risk score
5.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 31%
Stable renters 24%
Owners 45%
Tract context
Occupied units746
Renter share54.3%
SVI overall0.80
Poverty rate33.1%
Median income$40,750
Percentile rank
Higher percentile = riskier than more peers.Within parent city
80
th percentile
High
Within county
84
th percentile
High
Within state
90
th percentile
Very High
Geographic context
Risk heat across South Bend and the region
Centroid at 41.6859, -86.2651 · click any tract to drill in
Why North Shore Triangle scores 5.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
33.1% poverty · this tract
8.3
Supply constraint
$1,023 rent vs county FMR
4.3
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5
How North Shore Triangle compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 80
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 89%Socioeconomic
- 91%Household composition
- 69%Racial/ethnic minority
- 30%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 23%Grade B
- 75%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 61Total filings over 1 yrs
- 16.62%Avg annual filing rate
- 16.6%Peak (2015)
- 61Filings in 2015 (latest validated)
Pandemic-era tracking (2020–2021)
- 291Total filings 2020-21
- 3.8Avg monthly (observed)
- 5.8Pre-pandemic baseline
- 0.65×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within North Shore Triangle. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 26.8%Housing insecurity
- 22.0%Utility-shutoff threat
- 36.1%Food insecurity
- 28.9%SNAP enrollment
- 18.3%Transit barriers
- 16.2%No health insurance
- 23.7%Frequent mental distress
- 41.9%Any disability
Analysis
What drives eviction risk in North Shore Triangle
What moves this score most is economic stress at 8.3/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from South Bend eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the St. Joseph County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
During 2020 and 2021, eviction filings here ran at about 0.65x the pre-COVID monthly baseline, well below the pre-pandemic norm, the signature of an eviction moratorium at work.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18141000600
Q1
What is the eviction-risk score for census tract 18141000600?
Census tract 18141000600 in the North Shore Triangle neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141000600?
Median gross rent is $1,023/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141000600?
33.1% of residents in tract 18141000600 live below the federal poverty line (ACS B17001, 2023). Population: 1,959.
Q4
How socially vulnerable is tract 18141000600?
CDC Social Vulnerability Index ranks this tract in the 80th percentile nationally. Sub-themes: socioeconomic 89th, household 91th, minority 69th, housing 30th.
Q5
Is tract 18141000600 considered part of North Shore Triangle?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141000600 fall within North Shore Triangle (neighborhood centroid within 0.6 miles, OSM data).
Q6
How many evictions are filed each year in tract 18141000600?
Princeton Eviction Lab recorded 61 eviction filings across 1 validated years in tract 18141000600 (2000-2018). The average annual filing rate is 16.62% of renter households, peaking at 16.6% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 18141000600 drop during COVID?
Pandemic-era filings ran 0.65× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8
What share of households in tract 18141000600 struggle to pay rent?
About 26.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 22.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9
How does tract 18141000600 compare to South Bend overall?
Tract 18141000600 scores 5.4/10, higher than the parent city of South Bend at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10
Was tract 18141000600 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in South Bend
Top eight tracts in South Bend ranked by composite eviction-risk score.
Tract · IN
Kennedy Park
5.7
/ 10 · Elevated
Tract · IN
Near West Side
5.6
/ 10 · Elevated
Tract · IN
Westside
5.6
/ 10 · Elevated
Tract · IN
LaSalle Park
5.6
/ 10 · Elevated
Tract · IN
Monroe Park
5.6
/ 10 · Elevated
Tract · IN
Westside
5.5
/ 10 · Elevated
Tract · IN
LaSalle Park
5.5
/ 10 · Elevated
Tract · IN
Southeast
5.5
/ 10 · Elevated
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