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Neighborhood · Ranked #65,414 of 84,120 nationally

North Shore Triangle Eviction Risk: Lower , South Bend

Tract 18141000700 · St. Joseph County, IN · pop 1,986 · neighborhood within 0.4 mi

18141000700 is a census tract in the North Shore Triangle area of South Bend, IN. It scores 3.1/10 for landlords. The clearest offset is rent-regulation exposure at 1/10.

Risk score
3.1
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 22% Stable renters 28% Owners 50%
Tract context
Occupied units889
Renter share49.7%
SVI overall0.24
Poverty rate11.1%
Median income$59,306

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#2 of 3 tracts In North Shore Triangle
Moderate
Within parent city
37 th percentile
Rank, 37th percentileLowHigh
#30 of 47 tracts In South Bend
Low
Within county
43 th percentile
Rank, 43rd percentileLowHigh
#47 of 82 tracts In St. Joseph County
Moderate
Within state
37 th percentile
Rank, 37th percentileLowHigh
#1,075 of 1,693 tracts In Indiana
Low
Geographic context

Risk heat across South Bend and the region

Centroid at 41.6859, -86.2550 · click any tract to drill in

Why North Shore Triangle scores 3.1

9 axes · 1 = landlord-friendly
Local political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
11.1% poverty · this tract
2.8
Supply constraint
$953 rent vs county FMR
3.7
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5

How North Shore Triangle compares

Risk score vs. parent city, county, state.
North Shore Triangle risk score vs. parent city / county / state3.1This tracttract 0007003.2South Bendparent city3.8Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 24

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 22Total filings over 1 yrs
  • 7.26%Avg annual filing rate
  • 7.3%Peak (2015)
  • 22Filings in 2015 (latest validated)

Pandemic-era tracking (2020–2021)

  • 129Total filings 2020-21
  • 1.7Avg monthly (observed)
  • 2.8Pre-pandemic baseline
  • 0.60×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within North Shore Triangle. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in North Shore Triangle

Running hot, court filing pressure reads 8.2/10. Well under the midpoint, state political climate reads 2/10. SNAP participation runs 6.7% against 15.2% nationally.

Princeton's Eviction Lab logged 22 filings here across 1 tracked years. The severe-burden share is 9%, and it is the single best predictor in this model of a filing that actually reaches judgment.

It sits 0.7 points below the St. Joseph County average of 3.8. The worst year on record was 2015, when 7.3% of renter households were served.

This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for South Bend. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 7.3% of renter households face a filing. On the national scale it lands near the 22nd percentile of the 84,120 tracts scored.

Social vulnerability reads 3.1/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the household composition measure is the least pressured.

Rent takes 30% or more of income for 45% of renters.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 18141000700

Q1

What is the eviction-risk score for census tract 18141000700?

Census tract 18141000700 in the North Shore Triangle neighborhood scores 3.1/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18141000700?

Median gross rent is $953/month (ACS 5-year 2023, table B25064). 45% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18141000700?

11.1% of residents in tract 18141000700 live below the federal poverty line (ACS B17001, 2023). Population: 1,986.
Q4

How socially vulnerable is tract 18141000700?

CDC Social Vulnerability Index ranks this tract in the 24th percentile nationally. Sub-themes: socioeconomic 31th, household 11th, minority 30th, housing 42th.
Q5

Is tract 18141000700 considered part of North Shore Triangle?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141000700 fall within North Shore Triangle (neighborhood centroid within 0.4 miles, OSM data).
Q6

How many evictions are filed each year in tract 18141000700?

Princeton Eviction Lab recorded 22 eviction filings across 1 validated years in tract 18141000700 (2000-2018). The average annual filing rate is 7.26% of renter households, peaking at 7.3% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 18141000700 drop during COVID?

Pandemic-era filings ran 0.60× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8

What share of households in tract 18141000700 struggle to pay rent?

About 10.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9

How does tract 18141000700 compare to South Bend overall?

Tract 18141000700 scores 3.1/10, right in line with the parent city of South Bend at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10

Was tract 18141000700 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in South Bend

Top eight tracts in South Bend ranked by composite eviction-risk score.

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