Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #42,763 of 84,120 nationally
North Shore Triangle Eviction Risk: Lower , South Bend
Tract 18141000700 · St. Joseph County, IN · pop 1,986 · neighborhood within 0.4 mi
Census tract 18141000700 covers North Shore Triangle in South Bend, home to 1,986 residents. For landlords it grades 4.9/10, a moderate reading. It lands near the 35th percentile nationally for landlord eviction risk.
Rent eats 30% or more of income for 45% of renter households, a severe level, and 9% are severely burdened at 50% or more. The typical renter pays about $953 a month while the average household earns $59,306 a year, roughly 19% of income at the averages. Renters make up 50% of occupied homes.
Risk score
3.9
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 22%
Stable renters 28%
Owners 50%
Tract context
Occupied units889
Renter share49.7%
SVI overall0.24
Poverty rate11.1%
Median income$59,306
Percentile rank
Higher percentile = riskier than more peers.Within parent city
37
th percentile
Low
Within county
53
th percentile
Moderate
Within state
63
th percentile
Elevated
Geographic context
Risk heat across South Bend and the region
Centroid at 41.6859, -86.2550 · click any tract to drill in
Why North Shore Triangle scores 3.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
11.1% poverty · this tract
2.8
Supply constraint
$953 rent vs county FMR
3.7
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5
How North Shore Triangle compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 24
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 31%Socioeconomic
- 11%Household composition
- 30%Racial/ethnic minority
- 42%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 49%Grade B
- 40%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 22Total filings over 1 yrs
- 7.26%Avg annual filing rate
- 7.3%Peak (2015)
- 22Filings in 2015 (latest validated)
Pandemic-era tracking (2020–2021)
- 129Total filings 2020-21
- 1.7Avg monthly (observed)
- 2.8Pre-pandemic baseline
- 0.60×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within North Shore Triangle. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 10.0%Housing insecurity
- 7.7%Utility-shutoff threat
- 11.7%Food insecurity
- 6.7%SNAP enrollment
- 6.7%Transit barriers
- 6.5%No health insurance
- 17.0%Frequent mental distress
- 27.5%Any disability
Analysis
What drives eviction risk in North Shore Triangle
What moves this score most is supply constraint at 3.7/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from South Bend eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the St. Joseph County average of 5.2 and in line with the Indiana statewide average of 4.7. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 10.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.7% faced a utility shutoff threat, a common early warning before a filing.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18141000700
Q1
What is the eviction-risk score for census tract 18141000700?
Census tract 18141000700 in the North Shore Triangle neighborhood scores 3.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141000700?
Median gross rent is $953/month (ACS 5-year 2023, table B25064). 45% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141000700?
11.1% of residents in tract 18141000700 live below the federal poverty line (ACS B17001, 2023). Population: 1,986.
Q4
How socially vulnerable is tract 18141000700?
CDC Social Vulnerability Index ranks this tract in the 24th percentile nationally. Sub-themes: socioeconomic 31th, household 11th, minority 30th, housing 42th.
Q5
Is tract 18141000700 considered part of North Shore Triangle?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141000700 fall within North Shore Triangle (neighborhood centroid within 0.4 miles, OSM data).
Q6
How many evictions are filed each year in tract 18141000700?
Princeton Eviction Lab recorded 22 eviction filings across 1 validated years in tract 18141000700 (2000-2018). The average annual filing rate is 7.26% of renter households, peaking at 7.3% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 18141000700 drop during COVID?
Pandemic-era filings ran 0.60× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8
What share of households in tract 18141000700 struggle to pay rent?
About 10.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9
How does tract 18141000700 compare to South Bend overall?
Tract 18141000700 scores 3.9/10, higher than the parent city of South Bend at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10
Was tract 18141000700 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in South Bend
Top eight tracts in South Bend ranked by composite eviction-risk score.
Tract · IN
Kennedy Park
5.7
/ 10 · Elevated
Tract · IN
LaSalle Park
5.6
/ 10 · Elevated
Tract · IN
Monroe Park
5.6
/ 10 · Elevated
Tract · IN
Near West Side
5.6
/ 10 · Elevated
Tract · IN
Westside
5.6
/ 10 · Elevated
Tract · IN
Rum Village
5.5
/ 10 · Elevated
Tract · IN
Westside
5.5
/ 10 · Elevated
Tract · IN
LaSalle Park
5.5
/ 10 · Elevated
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