Neighborhood · Ranked #24,926 of 84,120 nationally
Near West Side Eviction Risk: Moderate , South Bend
Tract 18141001900 ·
St. Joseph County, IN · pop 867 · neighborhood within 0.3 mi
Tract 18141001900 covers the Near West Side area of South Bend in Indiana. Home to 867 residents, it scores 5.4/10 on landlord eviction risk. On the national scale it ranks #39,116 of 84,120 for landlord eviction difficulty.
Rent eats 30% or more of income for 50% of renter households, a severe level, and 40% are severely burdened at 50% or more. Average gross rent is $699 monthly, set against $40,655 in average yearly household income, roughly 21% of income at the averages. Renters make up 68% of occupied homes, a renter-majority tract.
Risk score
5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 34%Stable renters 34%Owners 32%
Tract context
Occupied units475
Renter share67.6%
SVI overall0.79
Poverty rate26.7%
Median income$40,655
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
0th percentile
#2 of 2 tracts In Near West Side
Very Low
Within parent city
54th percentile
#22 of 47 tracts In South Bend
Moderate
Within county
69th percentile
#26 of 82 tracts In St. Joseph County
Elevated
Within state
85th percentile
#263 of 1,693 tracts In Indiana
High
Geographic context
Risk heat across South Bend and the region
Centroid at 41.6793, -86.2641 · click any tract to drill in
Why Near West Side scores 5
9 axes · 1 = landlord-friendly
Local political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
26.7% poverty · this tract
6.7
Supply constraint
$699 rent vs county FMR
1.4
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5
How Near West Side compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 79
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
80%Socioeconomic
27%Household composition
75%Racial/ethnic minority
88%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
0%Grade A
0%Grade B
70%Grade C
18%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
32Total filings over 1 yrs
12.08%Avg annual filing rate
12.1%Peak (2015)
32Filings in 2015 (latest validated)
Pandemic-era tracking (2020–2021)
196Total filings 2020-21
2.6Avg monthly (observed)
4.2Pre-pandemic baseline
0.61×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2026-05-01
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Near West Side. Closest by Eviction Risk Score.
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
20.8%Housing insecurity
16.1%Utility-shutoff threat
26.9%Food insecurity
18.8%SNAP enrollment
13.5%Transit barriers
12.4%No health insurance
20.8%Frequent mental distress
36.3%Any disability
Analysis
What drives eviction risk in Near West Side
The heaviest input here is economic stress at 6.7/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from South Bend eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the St. Joseph County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 20.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 16.1% faced a utility shutoff threat, a common early warning before a filing.
Princeton's Eviction Lab logged 32 eviction filings here over 1 tracked years, with about 12.1% of renter households facing a filing in a typical year. Filings peaked at 12.1% of renter households in 2015.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18141001900
Q1
What is the eviction-risk score for census tract 18141001900?
Census tract 18141001900 in the Near West Side neighborhood scores 5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141001900?
Median gross rent is $699/month (ACS 5-year 2023, table B25064). 50% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141001900?
26.7% of residents in tract 18141001900 live below the federal poverty line (ACS B17001, 2023). Population: 867.
Q4
How socially vulnerable is tract 18141001900?
CDC Social Vulnerability Index ranks this tract in the 79th percentile nationally. Sub-themes: socioeconomic 80th, household 27th, minority 75th, housing 88th.
Q5
Is tract 18141001900 considered part of Near West Side?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141001900 fall within Near West Side (neighborhood centroid within 0.3 miles, OSM data).
Q6
How many evictions are filed each year in tract 18141001900?
Princeton Eviction Lab recorded 32 eviction filings across 1 validated years in tract 18141001900 (2000-2018). The average annual filing rate is 12.08% of renter households, peaking at 12.1% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 18141001900 drop during COVID?
Pandemic-era filings ran 0.61× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8
What share of households in tract 18141001900 struggle to pay rent?
About 20.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 16.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9
How does tract 18141001900 compare to South Bend overall?
Tract 18141001900 scores 5/10, higher than the parent city of South Bend at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10
Was tract 18141001900 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 18% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in South Bend
Top eight tracts in South Bend ranked by composite eviction-risk score.